Who is Collection Recovery Services?
Collection Recovery Services, Inc. (CRS) is a debt collection agency headquartered in Glen Mills, Pennsylvania. Their primary role is to manage and collect outstanding debts on behalf of various businesses.
If you notice CRS listed on your credit report, it generally indicates that you have an unpaid debt.
Who does Collection Recovery Services collect for?
Collection Recovery Services is a versatile collection agency that serves a broad range of original creditors, with a particular focus on sectors including education, medical, retail, and commercial collections.
Is Collection Recovery Services legit or a scam?
Collection Recovery Services, Inc. is a legitimate third-party collection agency. However, as part of their collection efforts, they may make frequent phone calls, texts, or emails, which some individuals may perceive as excessive or disruptive.
How can I remove Collection Recovery Services from my credit report?
Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
Ready to Raise Your Credit Score?
Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.
Professional credit repair services work with people who want to get their credit back on track.
In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
Get started on the path to better credit today: Fill out the form for a free credit consultation.
Collection Recovery Services, Inc. (CRS) Contact Information
Collection Recovery Services
29 Regency Plaza
Glen Mills, PA 19342
Phone number: (610) 358-1900 or (800) 250-8206
Should I contact or pay Collection Recovery Services?
It’s best to avoid speaking to a debt collector on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with Collection Recovery Services is to work with a credit repair professional. They help remove millions of negative items every year from companies like Collection Recovery Services on behalf of their clients.
Will Collection Recovery Services sue me or garnish my wages?
As a collection agency, Collection Recovery Services, Inc. (CRS) does have the legal authority to sue you for unpaid debts. If they file a lawsuit and the court rules in their favor, they may be able to garnish your wages or levy your bank account.
However, wage garnishment is generally considered a last resort, typically implemented after several attempts to collect the debt through other methods have failed. Before CRS or any other debt collector can garnish your wages, they must first file a lawsuit, win the case, and obtain a court order allowing wage garnishment.
The laws and regulations surrounding wage garnishment vary by state, so the specifics of what could happen in your situation depend on local laws and the nature of your debt. If you’re facing a potential lawsuit from a debt collector, it’s often a good idea to consult with a legal professional to understand your rights and explore potential options.
Collection Recovery Services, Inc. Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by a debt collector.
Your Rights When Dealing with Collection Recovery Services, Inc.
Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a collection agency from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for Collection Recovery Services to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- Collection Recovery Services may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- Collection Recovery Services must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- Collection Recovery Services cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove CRS Collections From Your Credit Report Today!
Credit Saint can assist you in disputing Collection Recovery Services collections. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
Ready to Repair Your Credit?
Learn how to get help disputing errors on your credit report that could be hurting your credit score.
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