Healthcare Receivables Group

Updated

Is Healthcare Receivables Group hurting your credit score?

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Who is Healthcare Receivables Group?

Healthcare Receivables Group (HRG) is a debt collection agency located in Knoxville, Tennessee. They specialize in recovering debts, specifically within the healthcare sector.

If HRG appears on your credit report as a collections account, this signifies that you have a past-due healthcare-related bill which has been sent to HRG for collection purposes.

Who does Healthcare Receivables Group collect for?

HRG primarily serves clients within the healthcare industry. They help hospitals, clinics, private practices, and other healthcare providers by recovering unpaid medical bills.

Is Healthcare Receivables Group legit or a scam?

Healthcare Receivables Group is a legitimate company. They are authorized to collect debts on behalf of their clients. However, if you’re contacted by them about a debt, it’s important to verify the debt’s validity before agreeing to any payments.

How can I remove Healthcare Receivables Group from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years, regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Healthcare Receivables Group (HRG) Contact Information

Address:

Healthcare Receivables Group
318 Nancy Lynn Lane #21
Knoxville, TN 37919

Mailing address:

Healthcare Receivables Group
PO Box 10168
Knoxville, TN 37939-0168

Phone number: (865) 293-4490 or (866) 658-0388

Should I contact or pay Healthcare Receivables Group?

Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with Healthcare Receivables Group is to work with a credit repair professional. They help remove millions of negative items every year from companies like Healthcare Receivables Group on behalf of their clients.

Will Healthcare Receivables Group sue me or garnish my wages?

Initiating a lawsuit is usually a last resort for most collection agencies, including Healthcare Receivables Group. It is generally only considered when other collection attempts have been unsuccessful. If HRG were to sue and win a judgment against you, they could potentially garnish your wages, but this largely depends on the laws in your specific state.

Healthcare Receivables Group Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Healthcare Receivables Group

Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a collection agency from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Healthcare Receivables Group to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Healthcare Receivables Group may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Healthcare Receivables Group must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Healthcare Receivables Group cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Healthcare Receivables Group From Your Credit Report Today!

Credit Saint can assist you in disputing Healthcare Receivables Group collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

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