For an identity theft protection service that utilizes precise scanning networks, Identity Guard is certainly a leader. They offer fast alerts around the clock so you always know what’s happening in relation to your personal and financial information.

Identity Guard

Identity Guard uses IBM® Watson™, an artificial intelligence that constantly scans millions of data pieces to help keep you protect your identity as much as possible. Plus, all members also get access to a comprehensive insurance policy** that includes stolen fund reimbursement.

Identity Guard is a one-stop-shop for the entire identity protection process. Speed and agility are both on your side, and if for some reason it’s still not enough, you’re covered throughout the identity theft recovery process.

Read on to learn more about what kind of plans are offered by Identity Guard, how much they cost, and how you can sign up.

Identity Guard Plans

Identity Guard breaks down its offerings into two categories: individuals and family. Here are the plans available in each category so you can see which one fits your needs and budget. Sign up using a link on this page to get the discounted pricing outlined below.

Individual Plans

Each of these plans covers one adult. Check out the details to find out how to get the most bang for your buck.

Individual Value Plan: $7.20/month

As the most inexpensive individual option from Identity Guard, the Value Plan includes extensive monitoring services, such as:

  • The IBM® Watson™ AI
  • A risk management score
  • $1 million insurance plan with stolen funds reimbursement
  • Dark web monitoring with built-in alerts
  • Anti-phishing mobile app
  • Safe browsing extension
  • Online identity dashboard
  • U.S.-based case manager

Individual Total Plan: $15.99/month

This plan includes everything in the Value Plan, as well as additional services for credit monitoring.

Here are the additional features that come with it:

  • Monthly credit score* from TransUnion using Vantage 3.0
  • Credit change notifications from all three bureaus
  • Bank account takeover alerts
  • Alerts for checking and savings account applications

Individual Premier Plan: $19.99/month

Identity Guard’s most comprehensive plan for individuals. It lets you snag all of the benefits of the previous two plans with some key extras added on.

  • Credit reports from each of the three credit bureaus
  • Social insight report that analyzes your Facebook timeline and gives input on improving your online image

Family Plans

Identity Guard covers all people living in your household, including adults and children. Here’s what you can expect from their three plans.

Family Value Plan: $14.99/month

The cheapest family plan from Identity Guard gives you basic identity theft protection and monitoring services, including:

  • The IBM® Watson™ AI
  • A risk management score
  • $1 million insurance plan with stolen funds reimbursement
  • Dark web monitoring with built-in alerts
  • Anti-phishing mobile app
  • Safe browsing extension
  • Online identity dashboard
  • U.S.-based case manager
  • Your child’s information on the dark web

Family Total Plan: $23.99/month

This plan adds these features to the Value Plan:

  • Monthly credit score from TransUnion using Vantage 3.0
  • Credit change notifications from all three bureaus
  • Bank account takeover alerts
  • Alerts for bank account applications

Family Premier Plan: $27.99/month

Get the most in-depth identity theft protection for your family. This plan also adds:

  • Credit reports from each of the three credit bureaus
  • Social insight report that analyzes your Facebook timeline and gives input on improving your online image
  • Social media cyberbullying alerts

How does Identity Guard work?

Identity Guard’s sign up process is extremely easy. First, just pick your plan and sign up some basic personal information. Next, add items to your watchlist. This includes:

  • Email address
  • Credit card number
  • Health insurance ID number
  • Financial account number
  • Driver’s license number
  • Passport number
  • Phone number
  • Social Security number

Once your information is submitted to Identity Guard, you can use their tools to better manage your risk through your personalized dashboard. You can view all of the monitoring tools included in your chosen plan, such as your credit score, activity alerts, and dark web alerts. You’ll also start getting fast notifications anytime a new potential threat is identified.

Finally, if your identity is compromised, you can take advantage of your insurance plan to help recover from covered losses.

Is Identity Guard right for you?

It’s easy to narrow down your options at the beginning by choosing an individual or family plan. Since the family plans are just a few dollars extra each month, it may be worth the upgrade if you’re considering protecting all the members in your family, kids included.

The Value Plans may seem basic, but they do offer the core suite of services for the lowest price. If you’re also interested in tracking your credit, you may want to consider upping your plan to one of the Total Plans. The Premier Plans could be useful if you’re online a lot, or if you’re worried about your kids and cyberbullying.

In case you ever change your mind about whether or not Identity Guard is right for you, the company offers a pretty forgiving cancellation policy. In fact, you can cancel at any time. Billing occurs monthly, so you can access your account information up until the last day within your billing cycle. Some plans even come with a free trial so you can find out how your Identity Guard plan works in a risk-free way.

Special Features

Identity Guard stands out in a number of ways, and one of its most unique attributes is the in-depth social media monitoring.

The Family Plans also have unique features. The add-ons help protect children from having their identities stolen before they’ve even grown up. They also help you monitor their online activity to better ensure their safety and well-being. Both issues are modern problems parents deal with daily; unfortunately, they just come with the territory of raising kids in the 21st century.

Identity Guard also lets families protect their identities while also maintaining a degree of privacy. Adults enrolled in any Family Plan together aren’t able to access each other’s personal information or access each other’s online accounts. A separate enrollment email is sent to each adult to better protect the privacy of the individuals. That means you can be in control of your relationships and how much is shared with different individuals within your household.

Customer service is available by phone during the following hours:

Monday-Friday: 8am-11pm EST
Saturday: 9am-6pm EST
Sunday: closed

Bottom Line

Identity Guard uses a plethora of cutting-edge technology along with key credit relationships in order to create comprehensive identity theft protection. Plus, the insurance coverage helps you recover from covered losses, not just be aware of them.

With affordable monthly pricing and a consumer-friendly cancellation policy, Identity Guard is definitely worth considering if you want some of the best identity theft protection services available on the market today.

* The score you receive with Identity Guard is provided for educational purposes to help you understand your credit. It is calculated using the information contained in your TransUnion credit file. Lenders use many different credit scoring systems, and the score you receive with Identity Guard is not the same score used by lenders to evaluate your credit.
** Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of American International Group‚ Inc. The description herein is a summary and intended for informational purposes only and does not include all terms‚ conditions and exclusions of the policies described. Please refer to the actual policies for terms‚ conditions‚ and exclusions of coverage. Coverage may not be available in all jurisdictions.
Your card will be charged either a monthly or annual fee, depending on the membership plan you choose. You may cancel your membership anytime simply by contacting Identity Guard.