What Is APR?

When you finance a purchase, whether it is a significant item such as a car or house or something small like groceries or clothing, you have to pay an annual percentage rate or APR. You’re even charged an APR if you have a credit card or charge account. Many people think the APR means the…

What Is a Money Order & How Do They Work?

Taking care of your financial obligations is important, but it can be difficult if you find yourself in a situation where check or cash just won’t do the trick. Money orders are a safe and convenient way to send money. While they might seem a little out of date, they remain a strong option for…

What Is a Home Warranty?

Home warranty plans help protect your investment and your wallet. If you’re building a new home, the builder may have this covered. Otherwise, you’ll have to do the legwork to find a plan that suits your needs and your budget. Keep reading to learn more about home warranties, how they work, what they cover, and…

How to Create a Budget in 5 Simple Steps

As a general rule of thumb, we’re taught to avoid spending more than we earn. Easier said than done, especially if you don’t have a concrete plan in place. That’s where a budget comes in. But creating a budget that you will actually stick to can prove to be challenging. So, here’s what to do…

How to Escape Living Paycheck to Paycheck

Living paycheck to paycheck is a stressful lifestyle, and unfortunately, it’s also a common one. A recent study by Magnify Money discovered that over 56% of Americans have less than $1,000 in both their checking and savings accounts. This statistic is alarming because we all know that one stroke of bad luck, whether it be…

8 Personal Finance Apps to Keep Your Money on Track

If you perform a quick search for personal finance on iTunes or Google Play, you’ll see hundreds, if not thousands of apps claiming to help you stay on top of your finances. But the descriptions aren’t always comprehensive and it can be difficult to decide which ones would work best for you and your financial…

Best Identity Protection Services for 2018

Identity theft is no laughing matter. Millions upon millions of Americans are victims of it. Though the true number is not known, it’s estimated that 15.4 million people in the United States had their identity stolen in 2016 alone. And it’s only expected to get worse. In early 2004, President Bush signed into law the…

Best Budgeting Software Apps of 2018

Budgeting apps come in all shapes and sizes these days. Depending on your needs, they can simply help you pocket some money for that vacation this summer or they can be a tool for you to take complete command of your finances. Choosing the right app for you doesn’t need to be a complicated process.…

Top 50 Personal Finance Blogs of 2018

Do you love reading about personal finance as much as we do? Whether you’re new to staying on top of your finances or need some fresh inspiration to grow your wealth, there are countless blogs available for just about any kind of information. From highly technical guides to blogger’s individual stories of how they manage…

How to Eat Organic on a Budget

Regardless of where you stand on the organic versus non-organic food argument, there is a simple determining factor on whether or not you as a consumer will consistently eat organically: Money. It can be rather pricey to buy only certified organic food, which is why we felt obliged to come up with a how-to guide.…