Budgeting apps come in all shapes and sizes these days. They can help you save some extra vacation money or be a tool to take control of your financial future.
Choosing the right app doesn’t have to be complicated. Take some time to think about the features you’re looking for, then browse through our list of the best budgeting apps of 2023.
Take Control of Your Finances
Having the right budgeting app can make managing your money a lot easier. Here are some of the best free budgeting apps on the market.
EveryDollar is the free budgeting app offered by financial expert Dave Ramsey. The app comes with a free and a paid version and focuses on Ramsey’s “envelope system” of budgeting.
GoodBudget is also based on a zero-sum budget, and it focuses on utilizing the envelope system. At the beginning of the month, you’ll set up your budget and what you plan to spend throughout the month.
Mvelopes has three different plans, and each one comes with varying levels of support. Unfortunately, unlike other types of budgeting software, there isn’t a free version of the app, but it does offer a 30-day free trial.
Apps for Stashing Cash
Tracking your spending is important, but saving money is what allows you to get ahead. Fortunately, there are many great apps that make it fun to save money throughout the month. Check out some of our top picks below.
Qapital operates as a virtual piggy bank to store your spare change. This free app has become popular thanks to its simplicity and how easy it is to use.
Investment and Retirement
Once you’ve got your monthly budget under control, it’s time to start looking ahead. Here are some of the best software apps to help you with your retirement and investing strategy.
The best budget app for you will depend on you and your goals. If you’re looking to save a little extra money, then Qapital or Acorns is a good choice. If you want an overview of your finances, give Mint a try.
YNAB and EveryDollar are excellent budgeting apps for improving your spending habits. Whereas Quicken is a viable option for anyone who wants a more robust money management software.
But all of these apps can help you save money and get your finances under control. So choose the one that’s right for you and get started on the path to financial independence.