What Is Peer to Peer Lending?

New to peer to peer lending? It’s actually a process that has been around for nearly 15 years in the U.S. and has continued to grow in that time. It’s a way for borrowers access competitive rates outside the traditional bank lending model. It also brings the potential for greater returns to individual investors, often…

What You Should Know About Payday Loans

Payday lending often gets a bad rap for taking advantage of people with bad credit by providing short-term, high-interest loans. But for many people, taking out a payday loan seems like the only option when they are cash-strapped and don’t have other credit available to help out. With lenders available both in stores and now…

Self Lender Review for 2018

When you have bad credit, or even no credit at all, it can be difficult to improve your score when you have no accounts that are reported to the credit bureaus. That’s where Self Lender comes in. Self Lender is a type of credit-builder loan that doesn’t require a cash deposit right at the start.…

Guaranteed Installment Loans for Bad Credit

When you have bad credit, your loan options can become limited. In fact, you may feel like you don’t have any options at all. So what do you do if you need some extra cash, but don’t have enough savings or any room left on your credit cards? One option is a bad credit loan…

Best Short-Term Loans for Bad Credit for 2018

You need cash and you need it now. The only problem is your credit is in shambles, which makes it tough to qualify for most traditional forms of credit. And you’re not necessarily to attracted to the idea of taking out a payday or title loan because they’re too costly or put your assets at…

What Is an Installment Loan?

An installment loan is a loan where you agree to pay back a set amount each month for the length of the loan term. The loan term can be only a few weeks or as long as 30 years — how long depends on the amount given and the loan provider. Installment loans are great…

Best Home Improvement Loans for 2018

If your house needs a little TLC, but you don’t have the cash to give it what it needs, then a loan could be a good route to take. After all, you could save up and make the repairs over time, but houses really can’t be ignored for long. Put off repairs for a year…

Best Personal Loans for Bad Credit for 2018

When you have bad credit, it seems like it comes back to haunt you at the most inconvenient times. Whether you have a medical emergency or your car gets totaled, there may come a time when you need extra cash fast. You don’t have to automatically resort to title loans or payday lenders. There are…

What Are the Best Payday Loan Alternatives?

If you’ve ever been strapped for cash and need money quickly, you may have considered taking out a payday loan. Whether you’ve seen a corner store offering loans with no credit checks or an online lender boasting fast funding times, be sure to look before you leap. Even though payday loans come with several benefits,…

Best Unsecured Personal Loans for 2018

Personal loans can be used for any number of reasons from debt consolidation to a home renovation. Unlike secured loans like a mortgage or car loan, you can access funds without putting up your property or savings as collateral. There are all kinds of lenders offering unsecured personal loans these days. Our Top Unsecured Personal…