What Is APR?

When you finance a purchase, whether it is a significant item such as a car or house or something small like groceries or clothing, you have to pay an annual percentage rate or APR. You’re even charged an APR if you have a credit card or charge account. Many people think the APR means the…

What Are Foreign Transaction Fees?

Planning to take a trip abroad in the near future? Even if travel expenses are already covered, you’ll need to start thinking about how you’re going to pay for incidentals while you’re there. And if a credit card is at the top of the list, it’s a good idea to learn more about foreign transaction…

The 9 Cheapest Ways to Send Money Online

With countless payment apps and providers available on your laptop, tablet, and smartphone, it can be hard to pick one to use. This technology makes it easier than ever to pay back your friend for covering your half of the check or paying your roommate for shared groceries. Whatever your need might be, there’s definitely…

Non-ChexSystems and Second Chance Checking Accounts

If you’re someone who has had issues with your checking account in the past, then you know that it can be difficult to find a new bank to take you on as a customer. From too many instances of insufficient funds to excessive overdrafting, there are many reasons why you may have been banned from…

Chase Ultimate Rewards: How to Travel for Free by Using Chase Credit Cards

The Chase Ultimate Rewards program is a valuable incentive for cardholders. But maybe you haven’t yet applied for a Chase credit card or are unsure of which option gives you the biggest bang for your buck. Or maybe you’re already a cardholder and are looking to maximize your earning potential. Either way, we’ve got you…

BBVA Compass Bank Review

BBVA Compass Bank is located throughout seven states, including Texas, but their online and mobile banking features make them available to anyone in the entire country. BBVA is known for a number of services and financial products, including their second chance checking accounts. Even if you don’t need a no ChexSystems bank, you can benefit…

Best Banks for International Travel

Whether you’re a frequent traveler or are about to make that once in a lifetime journey, you’re going to want to have the best bank you can get before you go. Unfortunately, many people find that their go-to bank is not very customer friendly when it comes to traveling. Worse still? They may not even…

What Is a Money Market Account?

If you’ve built up your cash reserves and simply have it all sitting in a traditional savings account, it may be time to reconsider how you’re storing your money. Opening a money market account is a step up from a savings account once you’ve accumulated a certain amount of cash. There are certain pros and…

Best High-Interest Savings Accounts Online for 2018

Saving money is great, but earning interest on that cash is even better. While historically low interest rates are great when you need a loan, they don’t help much when you want to put your money to work. Thankfully, there are several savings accounts currently available that offer high-interest yields. They vary in terms of…