Your Path to Financial Freedom
Learn the actionable tools and insights you need to take control of your spending and achieve financial freedom.
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Learn the Basics of Personal Finance
Financial freedom starts by improving your credit, getting control of your debt, and managing your money. Learn a step-by-step process to take control of your finances for good.
Improve Your Credit
Do you feel nervous every time a lender says they’re going to run a credit check? You don’t have to continue to live under the weight of bad credit. Learn how to get rid of negative items dragging down your score and take control of your credit.
How to Improve Your Credit Score
Your credit score can feel like a puzzle that you just can't solve, but there's actually a formula to improving your credit. Learn the elements of a good credit score and the steps you can begin taking today to improve it.
Get Your Free Credit Report
You don’t have to avoid looking at your credit report any longer. Learn how to access a copy of your credit report for free and use it to improve your FICO score.
Welcome back, Robin!
Get Out of Debt for Good
Debt can feel like an anchor that’s holding you back from the life you want to live – but it’s possible to break free. Learn how to get out of debt for good and build the financial future you want.
Learn how to lower the amount you’re spending on interest, simplify your monthly payments, and have a tangible plan to pay off your debt.
Find companies that will assist you in lowering or even settling existing financial debt.
Getting constant phone calls and letters from debt collectors can be overwhelming and embarrassing. You have a legal right to be free of abusive, unfair debt collection practices. Learn what your rights are, and how to approach debt collectors.
EPayment to Electric Company $127 USDSuccess
PPayment to Personal Loan $473 USDSuccess
CPayment to Car Payment $258 USDSuccess
RPayment to Rent $1450 USDSuccess
Make the Most of Your Money
Get advice on managing your money and growing your wealth. You’ll also learn about exclusive offers on the best banks, checking accounts, and savings accounts.
Say goodbye to pricey fees and poor service. Instead, you’ll find a no-fee checking account that rewards you for being a customer.
Your savings is the bedrock of your financial future. Learn how to find a savings account that will help you reach your financial goals.
Money Market Accounts
Learn how to grow your money with more ease. We’ll show you how to make the most of your savings with a high-yield money market account.
Banks That Don't Use ChexSystems
Denied for a bank account? Check out our regularly-updated list of the best Second Chance & Non ChexSystems banks that offer checking and savings accounts.
Check Out Your Loan Options
You can find the loan that’s right for you, even if you have bad credit. We’ll show what your options are based on the type of loan you want to take out and where you are with your credit. This will help you find the financing that’s right for you.
A low-cost personal loan can be a lifesaver for many people. It can help you consolidate your debt, navigate a financial emergency, or finance a major purchase.
Buying a car is a necessity, but high-interest rates and unreasonable payments terms are not. Learn how to qualify for a car loan at the right price and without all the high-pressure sales tactics.
Your home is one of the most important purchases you’ll ever make. Learn how to find a home you love at a price you can afford.
See What’s New on the Blog
Explore our recent blog posts on managing debt, building your credit, and building a strong financial future.
What Credit Score Is Needed for an Ally Bank Auto Loan?
Are you thinking about applying for the Ally Bank auto loan? The minimum recommended credit score for this credit card is 640. However, there have been reports of approvals with a score as low as…
6 Best Car Shipping Companies
Not everyone will need a car shipping company in their life. But if you’re moving long-distance and don’t want to put mileage on your vehicle, a car shipping company may be your best choice. Likewise,…
What Credit Score Is Needed for a Capital One Auto Loan?
Are you thinking about applying for the Capital One auto loan? The minimum recommended credit score for a Capital One auto loan is 500. How to Increase Your Chances of Getting Approved for a Capital…
Credit Unions vs. Banks: What’s the Difference?
At first glance, credit unions and banks may not seem that different from each other. After all, they both offer consumer checking and savings accounts and they also make loans using deposits. Aside from these…
Best Checking Accounts of 2020
Having the right checking account comes with a number of benefits and conveniences, from free ATMs to automatic bill pay. Your checking account can also end up costing you money in the form of monthly…
What Is a Savings Account?
Instead of keeping all of your money in an easily accessed checking account where you’re more apt to spend it, it’s smart to spread some of the excess into a savings account. There are a…
What Credit Score Is Needed for a Blue Cash Everyday?
Are you thinking about applying for the American Express Blue Cash Everyday card? The minimum recommended credit score for this credit card is 685. However, there have been reports of approvals with a score as…
What Credit Score Is Needed for an ATV loan?
Are you thinking about applying for an ATV loan? The minimum recommended credit score for an ATV loan is 640. However, it’s possible to qualify for a bad credit loan with a credit score much…
What Credit Score Is Needed for Apple Financing?
Are you thinking about applying for the Apple Financing? The minimum recommended credit score for this credit card is 640. However, there have been reports of approvals with a score as low as 600. How…
How to Manage Your Debt Effectively
Love it or hate it, debt is an integral part of modern life in the United States. And, when you think about it, debt in itself really isn’t a bad thing. Neither are credit cards…
Debt Consolidation Loans for Bad Credit – Our Top 5 Picks
Top 5 Debt Consolidation Loan Companies The specifics of your loan will depend on your creditworthiness at the time of your application. With that said, the following companies offer some of the best loans for…
Best Debt Consolidation Loan Companies of 2020
Life can feel overwhelming when you’re saddled with loads of debt from different creditors. Maybe you carry multiple credit card balances on top of having a high-interest personal loan. Or maybe you have a loan…
How to Buy Stocks
Are you wanting to invest in the stock market but don’t know where to start? You’re not alone. Buying stocks online is a simple process. But doing the research can be a bit overwhelming if…
Stash Invest Review
Stash is an app for both Android and iOS that was born out of the simple question: Why don’t more people invest their money? This seemingly simple question can have a myriad of answers depending…
What Is a REIT and How Do I Invest in One?
Traditionally, investing in real estate was something reserved only for the extremely wealthy. But that changed with the introduction of real estate investment trusts (REITs). A REIT allows you to invest in real estate without…
How to Invest in Real Estate — Even if You Don’t Have Much Cash
Investing in real estate is some of the oldest and most reliable financial advice in the books. Few other assets can compete with real estate’s vast array of benefits. These benefits include tax advantages, appreciation,…
Best Short-Term Loans for Bad Credit for 2020
You need cash and you need it now. The only problem is your credit is in shambles, which makes it tough to qualify for most traditional forms of credit. And you’re not necessarily to attracted…
Best Personal Loans for Good Credit for 2020
A personal loan can be used for any number of things in life, from building an addition on your house to consolidating your debt. When you have good credit, doors open even more widely compared…
Best Personal Loans for 2020
Over 24 million Americans will take out an unsecured personal loan this year, and that number is expected to rise in the years to come. So what exactly can you do with a personal loan?…
How to Get a Mortgage Pre-Approval Letter
The home buying process involves many steps, but it always starts with getting pre-approved for a mortgage. A pre-approval letter shows that a lender has checked your credit report and approved you to take out…
Best Home Warranty Companies for 2020
What’s the best home warranty company? There are a lot of options out there when choosing a home warranty. There are also a lot of things to consider. To help you with your search, we’ve…
The Top 5 Low-Income Home Loans of 2020
If you’re living on a limited income, it’s easy to assume that homeownership just isn’t in the cards for you. After all, it’s challenging to save up a 20% down payment on a home when…
When it comes to applying for a loan, there’s no shortage of advice available. If you spend even five minutes doing a quick Google search, you’ll end up with millions of results! But if you’re…
10 Best Scholarships for Medical Students
If your dream is to attend medical school, it’s certainly a worthy endeavor. As a health care professional, you can make a positive impact on the world. But it’s no secret that attending medical school…
Should I Consolidate or Refinance My Student Loans?
While student loan debt has been a problem for American students for decades, the issue continues growing in scope and severity with each passing year. According to Student Loan Hero, the average student borrower who…