Your Path to Financial Freedom
Learn the actionable tools and insights you need to take control of your spending and achieve financial freedom.
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Learn the Basics of Personal Finance
Financial freedom starts by improving your credit, getting control of your debt, and managing your money. Learn a step-by-step process to take control of your finances for good.
Improve Your Credit
Do you feel nervous every time a lender says they’re going to run a credit check? You don’t have to continue to live under the weight of bad credit. Learn how to get rid of negative items dragging down your score and take control of your credit.
How to Improve Your Credit Score
Your credit score can feel like a puzzle that you just can't solve, but there's actually a formula to improving your credit. Learn the elements of a good credit score and the steps you can begin taking today to improve it.
Get Your Free Credit Report
You don’t have to avoid looking at your credit report any longer. Learn how to access a copy of your credit report for free and use it to improve your FICO score.
Welcome back, Robin!
Get Out of Debt for Good
Debt can feel like an anchor that’s holding you back from the life you want to live – but it’s possible to break free. Learn how to get out of debt for good and build the financial future you want.
Learn how to lower the amount you’re spending on interest, simplify your monthly payments, and have a tangible plan to pay off your debt.
Find companies that will assist you in lowering or even settling existing financial debt.
Getting constant phone calls and letters from debt collectors can be overwhelming and embarrassing. You have a legal right to be free of abusive, unfair debt collection practices. Learn what your rights are, and how to approach debt collectors.
EPayment to Electric Company $127 USDSuccess
PPayment to Personal Loan $473 USDSuccess
CPayment to Car Payment $258 USDSuccess
RPayment to Rent $1450 USDSuccess
Make the Most of Your Money
Get advice on managing your money and growing your wealth. You’ll also learn about exclusive offers on the best banks, checking accounts, and savings accounts.
Say goodbye to pricey fees and poor service. Instead, you’ll find a no-fee checking account that rewards you for being a customer.
Your savings is the bedrock of your financial future. Learn how to find a savings account that will help you reach your financial goals.
Money Market Accounts
Learn how to grow your money with more ease. We’ll show you how to make the most of your savings with a high-yield money market account.
Banks That Don't Use ChexSystems
Denied for a bank account? Check out our regularly-updated list of the best Second Chance & Non ChexSystems banks that offer checking and savings accounts.
Check Out Your Loan Options
You can find the loan that’s right for you, even if you have bad credit. We’ll show what your options are based on the type of loan you want to take out and where you are with your credit. This will help you find the financing that’s right for you.
A low-cost personal loan can be a lifesaver for many people. It can help you consolidate your debt, navigate a financial emergency, or finance a major purchase.
Buying a car is a necessity, but high-interest rates and unreasonable payments terms are not. Learn how to qualify for a car loan at the right price and without all the high-pressure sales tactics.
Your home is one of the most important purchases you’ll ever make. Learn how to find a home you love at a price you can afford.
See What’s New on the Blog
Explore our recent blog posts on managing debt, building your credit, and building a strong financial future.
Best Bad Credit Auto Loans for 2020
Driving a car is a daily necessity for most people, especially if you don’t live in a large city with reliable transportation. Unfortunately, a vehicle is also one of the most expensive purchases you’re likely…
What Credit Score Is Needed for an Ally Bank Auto Loan?
Are you thinking about applying for the Ally Bank auto loan? The minimum recommended credit score for this credit card is 640. However, there have been reports of approvals with a score as low as…
6 Best Car Shipping Companies
Not everyone will need a car shipping company in their life. But if you’re moving long-distance and don’t want to put mileage on your vehicle, a car shipping company may be your best choice. Likewise,…
Best Checking Accounts With No Overdraft Fees
When you’re low on funds and overdraw from your bank account, it can really feel like a kick in the teeth because you’re already tight on cash and then have to pay an extra fine.…
How to Get Out of ChexSystems in 4 Simple Steps
If you’ve been denied a checking or savings account at a bank, it is likely due to a negative listing on ChexSystems. ChexSystems is a consumer reporting agency that consists of a network of financial…
Credit Unions vs. Banks: What’s the Difference?
At first glance, credit unions and banks may not seem that different from each other. After all, they both offer consumer checking and savings accounts and they also make loans using deposits. Aside from these…
What Credit Score Is Needed for Dell Financing?
Are you thinking about applying for the Dell financing? The minimum recommended credit score for this credit card is 640. How to Increase Your Chances of Getting Approved for Dell Preferred Account Getting approved for…
8 Ways to Build Credit Without a Credit Card
So you don’t want a credit card? There are certainly a lot of reasons to want to avoid having one, but there are an equal amount of reasons to get one. Whatever your reason, you’re…
What Credit Score Is Needed for PayPal Credit?
Are you thinking about applying for PayPal Credit? The minimum recommended credit score for this credit card is 650. How to Increase Your Chances of Getting Approved for PayPal Credit Getting approved for a credit…
How to Manage Your Debt Effectively
Love it or hate it, debt is an integral part of modern life in the United States. And, when you think about it, debt in itself really isn’t a bad thing. Neither are credit cards…
Debt Consolidation Loans for Bad Credit – Our Top 5 Picks
Top 5 Debt Consolidation Loan Companies The specifics of your loan will depend on your creditworthiness at the time of your application. With that said, the following companies offer some of the best loans for…
Best Debt Consolidation Loan Companies of 2020
Life can feel overwhelming when you’re saddled with loads of debt from different creditors. Maybe you carry multiple credit card balances on top of having a high-interest personal loan. Or maybe you have a loan…
What Is a 403(b) Plan?
One of the best things you can do for your future self is to save for retirement. Unfortunately, according to recent research, about one-third of Americans have $5,000 or less set aside for retirement. It’s…
How to Buy Stocks
Are you wanting to invest in the stock market but don’t know where to start? You’re not alone. Buying stocks online is a simple process. But doing the research can be a bit overwhelming if…
Stash Invest Review
Stash is an app for both Android and iOS that was born out of the simple question: Why don’t more people invest their money? This seemingly simple question can have a myriad of answers depending…
Best Short-Term Loans for Bad Credit for 2020
You need cash and you need it now. The only problem is your credit is in shambles, which makes it tough to qualify for most traditional forms of credit. And you’re not necessarily to attracted…
Best Personal Loans for Good Credit for 2020
A personal loan can be used for any number of things in life, from building an addition on your house to consolidating your debt. When you have good credit, doors open even more widely compared…
Best Personal Loans for 2020
Over 24 million Americans will take out an unsecured personal loan this year, and that number is expected to rise in the years to come. So what exactly can you do with a personal loan?…
What Are the Different Types of Home Loans Available?
Many people mistakenly believe they can’t afford to buy a home because they don’t really know what their options are. Fortunately, home loans are not one-size-fits-all. There are a variety of different mortgages available to…
What Is a Reverse Mortgage and How Does It Work?
According to the 2018 Retirement Confidence Survey from the Employee Benefits Research Institute, workers are increasingly confident that they can live comfortably in retirement. However, at the same time, there are concerns from actual retirees…
How Does a No-Cost Refinance Work?
If you’re a homeowner looking to refinance your mortgage, you know it can be confusing sorting through all of your financial options. Loans can be complicated, especially when you’re under pressure to refinance. In fact,…
When it comes to applying for a loan, there’s no shortage of advice available. If you spend even five minutes doing a quick Google search, you’ll end up with millions of results! But if you’re…
10 Best Scholarships for Medical Students
If your dream is to attend medical school, it’s certainly a worthy endeavor. As a health care professional, you can make a positive impact on the world. But it’s no secret that attending medical school…
Should I Consolidate or Refinance My Student Loans?
While student loan debt has been a problem for American students for decades, the issue continues growing in scope and severity with each passing year. According to Student Loan Hero, the average student borrower who…