Your Path to Financial Freedom
Learn the actionable tools and insights you need to take control of your spending and achieve financial freedom.
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Learn the Basics of Personal Finance
Financial freedom starts by improving your credit, getting control of your debt, and managing your money. Learn a step-by-step process to take control of your finances for good.
Improve Your Credit
Do you feel nervous every time a lender says they’re going to run a credit check? You don’t have to continue to live under the weight of bad credit. Learn how to get rid of negative items dragging down your score and take control of your credit.
How to Improve Your Credit Score
Your credit score can feel like a puzzle that you just can't solve, but there's actually a formula to improving your credit. Learn the elements of a good credit score and the steps you can begin taking today to improve it.
Get Your Free Credit Report
You don’t have to avoid looking at your credit report any longer. Learn how to access a copy of your credit report for free and use it to improve your FICO score.
Welcome back, Robin!
Get Out of Debt for Good
Debt can feel like an anchor that’s holding you back from the life you want to live – but it’s possible to break free. Learn how to get out of debt for good and build the financial future you want.
Learn how to lower the amount you’re spending on interest, simplify your monthly payments, and have a tangible plan to pay off your debt.
Find companies that will assist you in lowering or even settling existing financial debt.
Getting constant phone calls and letters from debt collectors can be overwhelming and embarrassing. You have a legal right to be free of abusive, unfair debt collection practices. Learn what your rights are, and how to approach debt collectors.
EPayment to Electric Company $127 USDSuccess
PPayment to Personal Loan $473 USDSuccess
CPayment to Car Payment $258 USDSuccess
RPayment to Rent $1450 USDSuccess
Make the Most of Your Money
Get advice on managing your money and growing your wealth. You’ll also learn about exclusive offers on the best banks, checking accounts, and savings accounts.
Say goodbye to pricey fees and poor service. Instead, you’ll find a no-fee checking account that rewards you for being a customer.
Your savings is the bedrock of your financial future. Learn how to find a savings account that will help you reach your financial goals.
Money Market Accounts
Learn how to grow your money with more ease. We’ll show you how to make the most of your savings with a high-yield money market account.
Banks That Don't Use ChexSystems
Denied for a bank account? Check out our regularly-updated list of the best Second Chance & Non ChexSystems banks that offer checking and savings accounts.
Check Out Your Loan Options
You can find the loan that’s right for you, even if you have bad credit. We’ll show what your options are based on the type of loan you want to take out and where you are with your credit. This will help you find the financing that’s right for you.
A low-cost personal loan can be a lifesaver for many people. It can help you consolidate your debt, navigate a financial emergency, or finance a major purchase.
Buying a car is a necessity, but high-interest rates and unreasonable payments terms are not. Learn how to qualify for a car loan at the right price and without all the high-pressure sales tactics.
Your home is one of the most important purchases you’ll ever make. Learn how to find a home you love at a price you can afford.
See What’s New on the Blog
Explore our recent blog posts on managing debt, building your credit, and building a strong financial future.
Best Motorcycle Loans of 2020
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Best Bad Credit Auto Loans for 2020
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Best Auto Loans of 2020
When you’re ready to buy a new car, you typically have two options: pay in cash or take out a car loan to cover the bill. While we’d all like to have the funds to…
Open a Bank Account Online with No Deposit and Bad Credit
In our digital world, having a bank account is no longer optional. It’s quickly becoming a necessity, especially as many stores are beginning to refuse to accept cash from consumers. For most people, opening a…
Best Prepaid Debit Cards of 2020
A prepaid debit card can be used just as you would any other debit card, except that it is preloaded with cash instead of being connected to your checking account. It comes with a number…
Best Checking Accounts With No Overdraft Fees
When you’re low on funds and overdraw from your bank account, it can really feel like a kick in the teeth because you’re already tight on cash and then have to pay an extra fine.…
Best Credit Monitoring Services of 2020
According to data from the Federal Trade Commission (FTC), there were 332,646 identity theft complaints in 2014 – and a significant number of those complaints resulted in fraudulent credit card accounts and bogus charges. With…
FICO vs. FAKO: Are You Being Told Your Real Credit Score?
For a long time, FICO was the only type of credit scoring model available to lenders. In fact, Fair Isaac and Company began offering their system to a handful of lenders in the late 1950s…
PayPal Extras MasterCard Credit Score
Are you thinking about applying for the PayPal extras MasterCard? The minimum recommended credit score for this credit card is 700. How to Increase Your Chances of Getting Approved for PayPal extras MasterCard Getting approved…
Best Debt Consolidation Loan Companies of 2020
Life can feel overwhelming when you’re saddled with loads of debt from different creditors. Maybe you carry multiple credit card balances on top of having a high-interest personal loan. Or maybe you have a loan…
13 Ways to Get Out of Debt Faster
Whether you have credit card debt, car loans, student debt, or all of the above, owing money is no walk in the park. While it seems easy to get into debt, getting out of it…
How to Manage Your Debt Effectively
Love it or hate it, debt is an integral part of modern life in the United States. And, when you think about it, debt in itself really isn’t a bad thing. Neither are credit cards…
How to Consolidate Credit Card Debt: The 5 Most Effective Ways
Dealing with credit card debt can be overwhelming. If you’re having trouble making your payments, consolidating your credit card debt may be an effective solution to your problems. The type of debt consolidation program you…
Best Online Brokers for Stock Trading of 2020
If you need a new online broker or are just getting started with stock trading, you may feel overwhelmed with choices. After all, it’s a big decision that can affect your ability to perform sound…
Best Online Stock Brokers for Beginners of 2020
Ready to get started investing but not sure where to start? We’ve compiled a list of the top brokers we recommend for 2020. Catering to both seasoned and new investors alike, there’s someone on this…
12 Best Robo-Advisors of 2020
Investing has become much easier over the years thanks to the popularity of robo-advisors. Rather than working with a financial advisor, a robo-investing uses algorithms to make a wealth management plan for each investor. There…
Best Personal Loans for 2020
Over 24 million Americans will take out an unsecured personal loan this year, and that number is expected to rise in the years to come. So what exactly can you do with a personal loan?…
Best Personal Loans for Veterans with Bad Credit
When you’re brave enough to risk it all for your country, there’s no excuse to be left in a sticky financial situation once you’re back in your civvies. But unfortunately, unemployment and poor credit are…
5 Loans for People with Bad Credit or No Bank Account
If you’re struggling to build or repair your credit, you know the vicious cycle all too well. You need money to pay for, well, life, and some of those payments require credit. But with a…
6 Best Personal Loans for Bad Credit (Not Payday Loans)
If you’re living paycheck to paycheck, financial emergencies can feel stressful and overwhelming. When a household appliance breaks or your car needs major repairs, these things have to be dealt with. But these unexpected emergencies…
Best Home Warranty Companies for 2020
What’s the best home warranty company? There are a lot of options out there when choosing a home warranty. There are also a lot of things to consider. To help you with your search, we’ve…
What Is a Mortgage?
Understanding the mortgage process is the first step to homeownership. The median purchase price of a home in the United States is $200,000. Many Americans can’t afford to pay for their homes outright, so they…
VA Home Loans: Everything You Need to Know
If you are a service member or veteran that is interested in buying a home, then you should definitely take advantage of the benefits offered through a VA home loan. Through this program, veterans and…
Best Private Student Loans of 2020
Getting federal student aid is the best way to kickstart the funding of your college education. Federal student loans, grants, and work-study jobs are all excellent ways to get the money you need to pay…
How Student Loans Affect Your Credit
For many Americans, it’s difficult to escape college without accumulating some degree of student loan debt. In fact, the average debt for a Class of 2018 graduate was $29,800. Not only does your student loan…
How to Save for College
Most parents dream of paying to send their children to college, but these days, that’s no small feat. The average cost of a public, four-year university is $24,300 a year. If your child attends a…