We Are Crediful

Your guide to everything personal finance.

Since 2007, Crediful (formerly AAACreditGuide) has been the authority site for all things personal finance. We love to help people with their decisions when it comes to improving credit, debt settlement, mortgage, auto, personal, student loans, credit cards, investments, and more.

About us

Who We Are

We are consumers just like you. That’s why we want to provide quality information and advice about dealing with loans, saving, credit cards, credit reports, and everything else in the world of personal finance. We have families that we love and want the best for – just like you.

We won’t recommend any service or website that we don’t already know. In fact, we’ve used many of them ourselves! And those we don’t have personal experience with have undergone thorough research and analysis to make sure we’re making the most helpful recommendations to our readers.

We will help you without the hidden games, misleading pop-ups, or “come-ons” that other websites offer. Just simple, straightforward help solving the problems around credit and personal finance. We believe that just about anyone can start taking control of their finances to achieve their biggest priorities in life.

Another perk? We update our information constantly, so you don’t have to worry about out-of-date content slowing down your decision process. See something that fell through the cracks and needs updating? Let us know!

Quality content is our number one priority. We truly value the community we’ve built here and through our social media channels and appreciate any and all comments.

We’re also proud to have been included in national media outlets such as Market Watch, NBC, CBS, Fox News, CNBC, Yahoo Finance, The Chicago Tribune, The Denver Post, and many more. Crediful’s commitment to independent recommendations and advice helps individuals across the United States each and every day.

Our Core Values

Awareness

We’re rooted in the philosophy that strong personal financial skills begin with a healthy credit report. Bad credit can be fixed – and we're committed to helping you do so. In fact, we started off primarily as a site that helped people improve their credit.

Knowledge

With awareness comes knowledge, information. Personal finance can be incredibly over-whelming with the vast amount of technical terms alongside the complex number game. The thing is, it doesn't have to be hard. We are here to help you digest various topics in a way that you can understand. As the old saying goes, you can’t know where you’re going if you don’t know where you’ve already been.

Getting ahead

Each and every day we will be watching, reporting, supporting, and providing the most beneficial resources for ordinary, everyday consumers like you to use. Our resources are jam-packed with helpful tips you can actually start implementing today.

Financial Freedom

We offer objective advice on financial matters so you can make smart, informed decisions and reach your most important goals in life. Best of all, the content on this site has been, and always will be, 100% free.

Making Finance Easier

Meet the Team

Crediful consists of a passionate team focused on helping friends and family alike achieve financial freedom.

Allison Martin

Allison Martin

Finance Editor

Allison Martin is a syndicated financial writer, author, and Certified Financial Education Instructor (CFEI).

Angela Pearse

Angela Pearse

Finance Editor

Angela is a blogger for Zumper who frequently combines travel with freelance writing.

Anne Bouleanu

Anne Bouleanu

Finance Editor

Anne Bouleanu is a freelance journalist based in Chicago.

Ariana Arghandewal

Ariana Arghandewal

Finance Editor

Ariana Arghandewal is a travel hacker and travel rewards expert who earns over 1.5 million miles every year.

Bob Haegele

Bob Haegele

Finance Editor

Bob Haegele is a freelance writer and personal finance blogger at The Frugal Fellow.

Catherine Alford

Catherine Alford

Finance Editor

Catherine Alford is the go to personal finance expert for educated, aspirational moms who want to recapture their life passions, earn more, reach their goals, and take on a more active financial role in their families.

Dawn Allcot

Dawn Allcot

Finance Editor

Dawn Allot is a full-time freelance writer and content marketing expert specializing in personal finance, real estate, and technology.

Holly Johnson

Holly Johnson

Finance Editor

Holly Johnson is a credit card expert, award-winning writer, and mother of two who is obsessed with frugality, budgeting, and travel.

Jamie Cattanach

Jamie Cattanach

Finance Editor

Jamie Cattanach is a freelance writer whose work has been featured at Fodor's, Yahoo, SELF, The Motley Fool, Roads & Kingdoms, and other outlets.

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Jamie Johnson

Jamie Johnson

Finance Editor

Jamie Johnson is a freelance writer who has been featured in publications like InvestorPlace and GOBankingRates.

Laura Harris

Laura Harris

Finance Editor

Laura Harris is a writer, financial coach, and author of "The Stay-at-Home Mom Blueprint." Her passion for equipping families with financial tools and knowledge stems from her own debt-free journey with her husband in 2012.

Lauren Ward

Lauren Ward

Finance Editor

Lauren is a Crediful writer whose aim is to give readers the financial tools they need to reach their own goals in life.

Lauren Wellbank

Lauren Wellbank

Finance Editor

Lauren Wellbank is a writer and former mortgage professional from the suburbs of Philadelphia.

Miranda Marquit

Miranda Marquit

Finance Editor

Miranda has been covering personal finance topics for more than 10 years as a freelance writer and journalist.

Paige Cerulli

Paige Cerulli

Finance Editor

Paige Cerulli is a freelance writer whose work has appeared in publications like Business Insider and Bing.

Sarah Sharkey

Sarah Sharkey

Finance Editor

Sarah Sharkey is a personal finance writer who enjoys helping people make better financial decisions.

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