About Crediful

Mission Statement

“Our mission is to empower individuals to achieve financial freedom through accurate, reliable, and timely information.”

How We Fulfill Our Mission

We achieve this by publishing well-researched, clearly written articles and guides on personal finance topics, from improving credit scores to choosing the right bank account. Every article is fact-checked against credible sources before it goes live.

Who We Are

Established in 2007, Crediful has been a trusted authority in all things personal finance. From helping people improve their credit and manage their debt, to mortgage, auto, personal, and student loans, we're here to guide you through your financial journey.

We are committed to providing you with financial information that is both accurate and useful. Our commitment to factual, up-to-date information is the cornerstone of our work.

Each piece of advice, every article, and all recommendations go through a rigorous vetting process led by our editorial team and supported by in-depth research.

How We Ensure Quality

  • Fact-Checking: Every article is checked against credible primary sources before publication, including government data, official bank disclosures, and current rate sheets.
  • Regular Updates: We review and update content as rates, laws, and products change, so what you read reflects what's true now.
  • Reader Feedback: If a reader flags something inaccurate or outdated, we investigate and correct it promptly.
  • Transparency: We disclose affiliate partnerships that may influence which products appear on the site. Our recommendations are based on our own evaluation, not on what a partner pays.

Accountability

If you ever find information that seems inaccurate or out-of-date, we encourage you to contact us. We are committed to correcting errors promptly as part of our dedication to reliable, trustworthy information.

Our Core Values

Integrity

We're committed to upholding the highest ethical standards in our content. We only recommend services and products that have passed our rigorous evaluation process, ensuring you can trust our recommendations as you would a healthy credit report.

Expertise

Our dedication to expertise ensures that our articles and guides are accurate, relevant, and actionable. We continually invest in professional development for our team to stay abreast of the latest industry insights. Our goal is to break down complex financial information into digestible, easy-to-understand insights.

Reliability

We understand that you rely on us for crucial financial information. That's why we put an emphasis on factual accuracy, consistency in our updates, and responsiveness to emerging trends and feedback from our readers.

Empowerment

We aim to give you the tools you need to improve your financial life. From articles and calculators to step-by-step guides, our content is designed to empower you to make well-informed decisions. And best of all, the resources we offer are, and always will be, 100% free.

Making Finance Easier

Meet the Team

Crediful consists of a passionate team focused on helping friends and family alike achieve financial freedom.

Allison Martin

Allison Martin

Senior Writer

Allison Martin is a syndicated financial writer and Certified Financial Education Instructor (CFEI) with more than a decade of experience covering mortgages, credit, and refinancing

Anna Baluch

Anna Baluch

Finance Writer

Anna Baluch is a freelance personal finance writer and Cleveland native who covers credit, debt, banking, and investing

Ariana Arghandewal

Ariana Arghandewal

Finance Contributor

Ariana Arghandewal is a travel rewards expert who founded the points-and-miles blog Pointchaser in 2012

Bob Haegele

Bob Haegele

Finance Writer

Bob Haegele is a freelance personal finance writer who covers investing, credit, and debt payoff

Brooke Banks

Brooke Banks

Finance Writer

Brooke Banks is a personal finance writer specializing in credit, debt, and money management

Catherine Alford

Catherine Alford

Finance Writer

Catherine Alford is a personal finance writer, speaker, and author of Mom's Got Money: A Millennial Mom's Guide to Managing Money Like a Boss

Dawn Allcot

Dawn Allcot

Finance Editor

Dawn Allcot is a personal finance and technology writer with more than 20 years of experience

Holly Johnson

Holly Johnson

Finance Writer

Holly Johnson is a personal finance and travel writer who co-founded the blog Club Thrifty in 2012 and co-authored Zero Down Your Debt

Jake Caldwell

Jake Caldwell

Finance Writer

Jake is a personal finance writer with a background in consumer lending and credit counseling

Jamie Cattanach

Jamie Cattanach

Finance Contributor

Jamie Cattanach is a personal finance and travel writer and a Certified Financial Education Instructor (CFEI) with more than eight years of experience

Jamie Johnson

Jamie Johnson

Senior Writer

Jamie Johnson is a Kansas City-based freelance writer who has covered personal finance and small business for more than eight years

Kiara Taylor

Kiara Taylor

Finance Contributor

Kiara Taylor is a finance writer and research analyst with about 20 years of experience in risk-based modeling

Laura Harris

Laura Harris

Finance Contributor

Laura Harris is a writer and financial coach who became debt-free with her husband in 2012 after paying off $22,000 in 22 months

Lauren Ward

Lauren Ward

Finance Writer

Lauren Ward has been a personal finance writer since 2012, covering credit, lending, and real estate

Miranda Marquit

Miranda Marquit

Finance Writer

Miranda Marquit is a financial writer and podcaster who has covered personal finance and investing since 2006

Paige Cerulli

Paige Cerulli

Finance Writer

Paige Cerulli is a freelance writer and copywriter with over a decade of experience, based in western Massachusetts

Rachel Myers

Rachel Myers

Finance Writer

Rachel Myers is a personal finance writer who believes financial freedom should be practical, not overwhelming

Samantha Hawrylack

Samantha Hawrylack

Finance Contributor

Samantha Hawrylack is a personal finance writer and entrepreneur who co-founded the financial independence blog How To FIRE

Sarah Sharkey

Sarah Sharkey

Finance Writer

Sarah Sharkey is a personal finance writer based in Tallahassee, Florida, who runs the blog Adventurous Adulting

Stephanie Faris

Stephanie Faris

Finance Writer

Stephanie Faris is a freelance writer with more than a decade of experience covering personal finance for GoBankingRates, Money Under 30, Sapling, Benzinga, and Yahoo Finance.