What Is a Car Title Loan?

A car title loan is a product offered by certain financing companies. The premise is that you obtain a loan and in return, you put up your vehicle as collateral. You can apply for one of these loans online or at a physical location of loan companies that provide small personal loans. How a Car…

How to Finance a Car in 5 Easy Steps

Do you want to finance a car in the near future? Whether you’re in the market for your first car or looking for a replacement for your current car, it’s important to be educated about the car financing process. Financing a car might seem overwhelming at first. Many people wonder things like, “What kind of…

How Much Car Can I Afford?

When you’re buying a car, it doesn’t matter if it’s your first car or an upgrade. There are four things to factor in when calculating how much car you can afford. They are income, DTI, credit score, and down payment amount. Your credit score affects what interest rate you get and will be a key…

Best Motorcycle Loans of 2018

Purchasing a motorcycle can be an exciting experience, but it’s also a big financial decision. That means it’s wise to take your time when considering all of the financing options so you can make a smart choice. If you’re not paying for your motorcycle with cash, you have plenty of other options available to get…

Leasing vs. Buying a Car: Which is Better?

Besides your house, your car is probably the most expensive item you have, at least until you save up enough for that private jet. Consequently, choosing which car to drive and how to finance it is an incredibly huge decision. It’s one that impacts how much you’re able to spend in other areas of your…

How to Get a 0% Interest Auto Loan

You see the advertisements on television and hear them on the radio promoting the financing deal of a lifetime on a new car. While zero-percent interest on a car loan may sound appealing, it’s important to understand how these deals work, qualification criteria, and where to find them. Keep reading to learn more: How 0%…

What To Do When You Can’t Make Your Car Payments

Buying and paying for a car is a tricky business. After all, you don’t want to cut corners and purchase a car that isn’t reliable, otherwise, you run the risk of spending all your time and money at the mechanic. On the other hand, new cars are expensive and often come with hefty loans. When…

How to Get a Car Back After Repossession

You hit a rough financial patch and couldn’t make the payments on your auto loan. So, your car was repossessed and you’re scrambling to get it back. Sound familiar? Fortunately, the process to recover your car may be easier than you think. But you need to know your rights and decide which approach is best…

How to Lease a Car with Bad Credit

If you need a new car, you may consider leasing one rather than making an outright purchase. It can help spread out payments and lower the overall financial burden. With bad credit, however, you might face a few obstacles when you go to apply for a car lease. Luckily, there are ways to get around…

Best Extended Car Warranties for 2018

After your manufacturer’s warranty expires, an extended car warranty can provide peace of mind knowing that any major repairs on your vehicle will be covered under the policy. In fact, you may even be able to take advantage of special perks beyond what you’re used to with the original warranty, like rental car service when…