What Credit Score Is Needed for a Capital One Auto Loan?


Are you thinking about applying for the Capital One auto loan?

The minimum recommended credit score for a Capital One auto loan is 500.

Capital One

How to Increase Your Chances of Getting Approved for a Capital One Auto Loan

Getting approved for an auto loan requires a little planning. When applying for new credit, it’s essential to know your credit scores and what’s on your credit reports.

Capital One Auto Finance wants to see a strong credit history, steady income, and low credit utilization. If you’re using too much of your existing revolving credit, it’s a sign that you may not pay them back. You’ll also want to make sure you haven’t applied for too much credit in the recent past. Having too many credit inquiries can lessen your chances of getting approved.

Need help improving your credit score?

One of the best ways to improve your credit scores is by removing negative items from your credit report. Lexington Law can help you dispute (and possibly remove) the following items:

  • late payments
  • collections
  • charge offs
  • foreclosures
  • repossessions
  • bankruptcies

They have over 18 years of experience and their clients saw over 6 million removals on their clients in 2021 alone. So if you’re struggling with bad credit and want to increase the likelihood of getting approved for new credit, give them a call at (800) 220-0084 for a free credit consultation.

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