Best Online Personal Loans for 2018

24 million Americans will take out an unsecured personal loan this year, and that number is expected to rise in the years to come. So what exactly can you do with a personal loan? Debt consolidation is one of the most popular uses because many consumers with credit card debt can find a better interest…

Personal Loans With No Credit Check

Are you financially strapped but can’t get a loan from the bank? If your credit score is the problem, a personal loan with no credit check may seem like a viable option. There are several lenders out there that boast these loans. The advertisements sound a little something like this: “Bad credit or no credit?…

Should You Pay off Your Loan with a Credit Card?

When debt accumulates you might think about turning to your credit card to alleviate the burden of high interest rates, but does it actually make sense to pay off debt with more debt? In many cases it is technically possible to pay off a loan with a credit card — whether or not it is…

How to Get a Loan with Bad Credit

Everyone needs extra money from time to time, and there is no exception to this fact when you have bad credit. Unfortunately, your options become limited with a low credit score, making it difficult to get a loan even in the case of a financial emergency. Whether you’re wondering how to get a car loan…

Chase Personal Loans for Bad Credit

As one of the largest and most popular banks in the world, Chase is an obvious go-to choice for any financial product. Their credit cards come with competitive rewards programs and the bank’s customer service department is among the best. You can open both checking and savings accounts while sometimes qualifying for a hefty sign-on…

Understanding Your Rights with the Truth in Lending Act

Introduced by Senator William Proxmire and enacted on June 29, 1968, the Truth in Lending Act (TILA) was designed to help consumers better understand the credit terms and rates offered to them by lending institutions. Part of the broader Consumer Credit Protection Act, TILA ensures that all creditors use the same terminology and expression of…