How to Opt Out from Credit Card Marketing Offers

No matter how many times you move, you probably find your mailbox stuffed with credit card or loan offers nearly every single day. Sometimes they’re easy to spot based on the company name listed on the envelope, while other times you get tricked into opening one because of some official-looking text. Either way, it can…

Best Places to Buy Physical Gold and Silver Online

While online banking has made managing money easier than ever, it has also led to most people relying solely on digital assets. Precious metals are a popular investment choice for people wishing to buy a tangible asset that retains its value over time. In particular, gold and silver generally maintain their value even when the…

How Much Should You Save Every Month

You’ve worked hard to reach the point where you can finally start contributing to your nest egg. But how much is the right amount? There are several rules of thumb, such as the 50/30/20 or 70/20/10 formula, to go by. But determining what formula is right for you depends on your financial situation. Establish Your…

What Are the Costs Involved in Selling a Home?

When you put your home on the market, you might be surprised by the amount of money you have to spend, especially if you’re a first-time seller. Whether it’s repairs, inspections, or simply the cost of eating out during last minute showings, your wallet is going to take a hit before you get that big…

What Is a Voided Check?

While many people have switched to using debit cards instead of checks, there are times when checks may still be needed. There are also instances when a company requests a voided check or when you wish to have a check voided for your own purposes. Rather than figuring out the process as it comes up,…

How to Build a $1,000 Emergency Fund in 90 Days

At some point, falling behind in your finances happens to just about everyone. Most likely, you weren’t prepared for an emergency and then one popped up out of nowhere. Now your credit card statement is $2,000 more than you’re comfortable with, and just the thought of looking at your bank account produces feelings of dread.…