50 Time-Tested Banks: The Oldest Bank in Every U.S. State

Banking

Banks have been a cornerstone of America’s economic and social fabric since the country’s early days. These financial institutions don’t just manage our money. Banks often finance significant ventures, from small businesses to monumental infrastructure projects, shaping the nation’s history in the process. Over the years, some banks have stood out for their longevity, offering a unique window into the economic and cultural evolution of their respective states and the country as a whole.

Bank of New York Mellon

Age often brings with it a sense of reliability and trustworthiness that newer establishments may not yet have earned. That’s why we’ve decided to highlight the oldest bank in each U.S. state. From institutions founded in the 18th century to those established in more recent times, these banks tell a story of resilience, adaptability, and unwavering customer service.

Whether you’re an investor eyeing stability, a reader interested in the historical aspects, or someone simply curious about how the financial landscape has evolved over centuries, you’ll find these profiles enlightening. Read on to discover which bank has been a financial pillar in your state for the longest time and what has made each of these financial institutions enduring figures in American finance.

Alabama: The First Bank of Alabama

  • Founded: 1848
  • Number of branches in the state: 7
  • This long-standing financial institution has been serving Alabama residents for over a century, providing a range of banking services from personal accounts to business loans.

Alaska: First National Bank Alaska

  • Founded: 1922
  • Number of branches in the state: 28
  • With an extensive branch network, First National Bank Alaska is a key financial player in the state, offering a comprehensive suite of services.

Arizona: State Bank of Arizona

  • Founded: 1991
  • Number of branches in the state: 10
  • Though younger than other banks on this list, State Bank of Arizona has quickly established itself as a dependable choice for personal and commercial banking needs.

Arkansas: Arvest Bank

  • Founded: 1871
  • Number of branches in the state: 125
  • One of the country’s earliest banks, Arvest Bank has a strong local presence and offers a wide array of financial services.

California: Bank of Stockton

  • Founded: 1867
  • Number of branches in the state: 19
  • Serving California for over 150 years, Bank of Stockton is known for its community engagement and a diverse range of financial products.

Colorado: The First National Bank in Trinidad

  • Founded: 1875
  • Number of branches in the state: 4
  • Rooted in Colorado history, this bank has stood the test of time, offering residents a stable and trusted place for their financial needs.

Connecticut: Liberty Bank

  • Founded: 1825
  • Number of branches in the state: 55
  • As the oldest bank in Connecticut, Liberty Bank has a long-standing tradition of providing reliable banking services to its customers.

Delaware: PNC Bank

  • Founded: 1804
  • Number of branches in the state: 40
  • PNC Bank has been a financial cornerstone in Delaware for over two centuries, offering a wide range of services from personal banking to commercial loans.

Florida: Capital City Bank

  • Founded: 1907
  • Number of branches in the state: 51
  • With numerous branches across Florida, Capital City Bank is well-positioned to serve the diverse financial needs of the state’s residents.

Georgia: The Geo. D. Warthen Bank

  • Founded: 1871
  • Number of branches in the state: 1
  • Though it operates just one branch, The Geo. D. Warthen Bank has earned a reputation for exceptional service and community involvement.

Hawaii: First Hawaiian Bank

  • Founded: 1858
  • Number of branches in the state: 53
  • A pillar of Hawaii’s community, First Hawaiian Bank offers a wide range of financial services and has the most branches in the state.

Idaho: Ireland Bank

  • Founded: 1892
  • Number of branches in the state: 14
  • Ireland Bank has served the communities in Idaho for over a century, focusing on personalized service and community development.

Illinois: The First National Bank of Litchfield

  • Founded: 1860
  • Number of branches in the state: 2
  • This historical bank has been serving the Illinois community for more than 160 years, focusing on trust and reliability.

Indiana: First Financial Bank

  • Founded: 1863
  • Number of branches in the state: 33
  • With multiple branches across the state, First Financial Bank offers a comprehensive range of financial solutions, from personal banking to business services.

Iowa: Connection Bank

  • Founded: 1854
  • Number of branches in the state: 6
  • As one of Iowa’s oldest financial institutions, Connection Bank emphasizes strong customer relations and community involvement.

Kansas: Exchange Bank & Trust

  • Founded: 1856
  • Number of branches in the state: 8
  • With a long history of service, Exchange Bank & Trust focuses on community development and offers a wide array of financial products.

Kentucky: Bank of Maysville

  • Founded: 1835
  • Number of branches in the state: 3
  • Bank of Maysville has been a community stalwart since the 19th century, providing localized service and financial support.

Louisiana: Eureka Homestead

  • Founded: 1884
  • Number of branches in the state: 1
  • Eureka Homestead has been committed to serving the local community of Louisiana for over a century, specializing in real estate loans.

Maine: Saco & Biddeford Savings Institution

  • Founded: 1827
  • Number of branches in the state: 8
  • For nearly 200 years, Saco & Biddeford focuses on personal banking services and community involvement.

Maryland: BayVanguard Bank

  • Founded: 1873
  • Number of branches in the state: 8
  • BayVanguard Bank has served Maryland communities for over a century, offering a wide range of personal and business financial services.

Massachusetts: State Street Corporation

  • Founded: 1792
  • Number of branches in the state: 5
  • Chartered by Governor John Hancock, State Street Corporation is one of the oldest financial institutions in the United States. Headquartered in Boston, the bank has been a cornerstone of Massachusetts’ financial landscape for centuries.

Michigan: First State Bank of Decatur

  • Founded: 1870
  • Number of branches in the state: 1
  • A single-branch bank with a focus on community service, First State Bank of Decatur offers tailored financial solutions to its local customers.

Minnesota: Root River State Bank

  • Founded: 1856
  • Number of branches in the state: 1
  • Serving the community for more than a century, Root River State Bank specializes in both personal and business banking services.

Mississippi: The Bank of Holly Springs

  • Founded: 1869
  • Number of branches in the state: 5
  • Long-standing and community-focused, the Bank of Holly Springs offers a range of services including personal, commercial, and agricultural banking.

Missouri: Central Bank of Boone County

  • Founded: 1857
  • Number of branches in the state: 16
  • With a history spanning over 150 years, Central Bank of Boone County offers diverse financial services to businesses and individuals alike.

Montana: Bank of The Rockies

  • Founded: 1883
  • Number of branches in the state: 7
  • A well-established institution, Bank of The Rockies is dedicated to serving the local communities of Montana through a variety of banking services.

Nebraska: First National Bank of Omaha

  • Founded: 1857
  • Number of branches in the state: 58
  • As one of the larger banks in the region, First National Bank of Omaha provides a wide array of financial products and has a substantial footprint in the state.

Nevada: The First National Bank of Ely

  • Founded: 1907
  • Number of branches in the state: 1
  • This single-branch institution focuses on meeting the banking needs of Ely and surrounding communities through personal and business banking.

New Hampshire: Bank of New Hampshire

  • Founded: 1831
  • Number of branches in the state: 27
  • Serving the Granite State for nearly two centuries, Bank of New Hampshire offers extensive personal and commercial banking services.

New Jersey: Provident Bank

  • Founded: 1839
  • Number of branches in the state: 81
  • With a large presence in New Jersey, Provident Bank specializes in a wide range of financial services aimed at both individual consumers and businesses.

New Mexico: Southwest Capital Bank

  • Founded: 1890
  • Number of branches in the state: 6
  • Established in the late 19th century, Southwest Capital Bank offers an array of financial services and focuses on community engagement.

New York: The Bank of New York Mellon

  • Founded: 1784
  • Number of branches in the state: 5
  • Founded by Alexander Hamilton and Aaron Burr, The Bank of New York Mellon is not only the oldest bank in New York but also one of the oldest in the country.

North Carolina: Branch Banking and Trust Company

  • Founded: 1872
  • Number of branches in the state: 292
  • With a large network of branches, this bank offers a comprehensive range of financial products and services to residents and businesses in North Carolina.

North Dakota: The Goose River Bank

  • Founded: 1881
  • Number of branches in the state: 3
  • Serving North Dakota since the 19th century, The Goose River Bank offers personalized service with a focus on community banking.

Ohio: JPMorgan Chase Bank

  • Founded: 1799
  • Number of branches in the state: 259
  • As a major player in the financial industry, JPMorgan Chase offers a wide variety of services and has a significant presence in Ohio.

Oklahoma: First National Bank and Trust Company of Ardmore

  • Founded: 1889
  • Number of branches in the state: 11
  • Founded in the late 19th century, this bank has been dedicated to serving the financial needs of the people and businesses in Oklahoma.

Oregon: Clackamas County Bank

  • Founded: 1911
  • Number of branches in the state: 4
  • Specializing in personal and small business banking, Clackamas County Bank has been part of the Oregon community for over a century.

Pennsylvania: The Honesdale National Bank

  • Founded: 1836
  • Number of branches in the state: 12
  • Established in the 19th century, The Honesdale National Bank offers a range of services and maintains a focus on local community development.

Rhode Island: The Washington Trust Company, of Westerly

  • Founded: 1800
  • Number of branches in the state: 23
  • As Rhode Island’s oldest bank, The Washington Trust Company focuses on comprehensive financial services and community investment.

South Carolina: Spratt Savings Bank

  • Founded: 1893
  • Number of branches in the state: 2
  • With roots going back to the late 19th century, Spratt Savings Bank provides personalized banking services to individuals and local businesses.

South Dakota: Citibank

  • Founded: 1812
  • Number of branches in the state: 2
  • Known for its global footprint, Citibank maintains a modest but significant presence in South Dakota, offering an extensive range of financial services.

Tennessee: First Tennessee Bank

  • Founded: 1864
  • Number of branches in the state: 164
  • First Tennessee Bank offers a comprehensive array of financial products and has a large network of branches across the state.

Texas: Comerica Bank

  • Founded: 1849
  • Number of branches in the state: 126
  • Established before Texas even joined the Union, Comerica Bank is a financial institution that provides a wide range of services and has a significant presence in the state.

Utah: Zions Bancorporation, N.A.

  • Founded: 1873
  • Number of branches in the state: 102
  • With roots dating back to the 19th century, Zions Bancorporation is well-integrated into Utah’s community, offering a variety of financial services.

Vermont: National Bank of Middlebury

  • Founded: 1831
  • Number of branches in the state: 7
  • Operating since the early 19th century, The National Bank of Middlebury is dedicated to personalized service and community development in Vermont.

Virginia: Burke & Herbert Bank & Trust Company

  • Founded: 1852
  • Number of branches in the state: 25
  • Burke & Herbert specializes in both personal and business banking and has a rich history in the state.

Washington: Baker-Boyer National Bank

  • Founded: 1869
  • Number of branches in the state: 7
  • Serving Washington for over 150 years, Baker-Boyer National Bank focuses on community banking and offers a range of financial services.

West Virginia: Jefferson Security Bank

  • Founded: 1869
  • Number of branches in the state: 5
  • Established just after the Civil War, Jefferson Security Bank is committed to community-focused banking in West Virginia.

Wisconsin: Baraboo State Bank

  • Founded: 1857
  • Number of branches in the state: 8
  • With a history spanning over 160 years, Baraboo State Bank is deeply rooted in Wisconsin and offers a wide range of financial services.

Wyoming: First Northern Bank of Wyoming

  • Founded: 1885
  • Number of branches in the state: 3
  • First Northern focuses on community-based services and personal relationships.
Dawn Allcot
Meet the author

Dawn Allot is a personal finance writer and content marketing expert specializing in finance, travel, real estate, and technology. In addition to her work at Crediful, Dawn regularly writes for Bankrate, GoBankingRates, and The Balance.