12 Best Banks in Nevada for 2024

U.S. Bank is currently welcoming new applicants with a special online offering:

• Earn up to $700 when you open a new U.S. Bank Smartly® Checking account and a Standard Savings account, and complete qualifying activities.
• Subject to certain terms and limitations. Offer valid through June 27, 2024. Member FDIC.
• Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.

The account includes a free debit card that can be locked or unlocked if ever misplaced or stolen. There are no ATM transaction fees at U.S. Bank ATMs and no surcharge fees at over 40,000 MoneyPass® Network ATMs.

The checking account requires a $25 opening deposit and a $6.95 monthly fee. This fee can be waived for those 24 and under, 65 and over, or military members (must self-disclose).

Additionally, the fee can be waived with monthly deposits of $1,000+, an average balance of $1,500+, or holding an eligible U.S. Bank credit card. Qualifying for any Smart Rewards® tier (Primary, Plus, Premium, or Pinnacle) also waives the fee.

Banking with SoFi is easy with features such as early direct deposit, which can speed up your paycheck receipt by two days.

For peace of mind, SoFi ensures FDIC insurance coverage up to $2M. It aids customers during shortfalls by offering up to $50 overdraft coverage without fees for those with qualifying direct deposits.

New users have a chance to earn between $50 and $300 in bonuses, depending on their direct deposit amounts.

In addition, SoFi customers get access to a broad network of over 55,000 Allpoint® Network ATMs, making it a preferred choice for many.

Chase’s signature checking account, Total Checking, waives the $12 monthly fee as long as you receive $500 or more in direct deposits or maintain a $1,500 balance.

There’s no minimum deposit or minimum balance requirements. Plus, you can get a $200 bonus if you open a new checking account and enroll in direct deposit.

Aside from checking accounts, Chase offers savings accounts, CDs, some of the best travel credit cards, home and auto loans, and much more.

You can take advantage of a free checking account here; to avoid a $9 monthly fee, ensure a monthly direct deposit of at least $250 or make a minimum of 10 debit card purchases. To open an account, a $50 initial deposit is necessary.

For savers, the bank offers an attractive up to 4.75% APY on CDs. Other features include specially designed military checking accounts and a wide variety of loan options.

As a fintech company, Upgrade partners with Cross River Bank, ensuring all accounts are FDIC insured up to $250,000.

The Rewards Checking Plus account stands out by eliminating monthly maintenance fees, overdraft fees, and transfer fees, with no minimum deposit requirements.

Customers can enjoy early direct deposit, accessing paychecks up to two days sooner. The account also offers up to 2% cash back on everyday debit card purchases.

With the Upgrade Premier savings account, you can earn up to 5.21% APY on balances of $1,000 or more.

Upgrade also offers a user-friendly mobile app for iOS and Android, making financial management accessible anywhere in Nevada.

Opening a checking account with Zions Bank is hassle-free, with no monthly service fees and no mandatory minimum balance; a $50 initial deposit is all that is required.

Customers looking to save have opportunities with 5.20% APY on CDs and a reasonable money market account rate.

Small business owners can particularly benefit from working with Zions Bank, as it offers an array of business accounts, including business checking accounts and credit cards designed for businesses.

With the Advantage Plus checking account, you can avoid the $12 monthly fee easily. Just be sure to either have at least one electronic deposit of $250 or more each month, maintain a minimum balance of $1,500, or be a part of the Preferred Rewards program. And don’t worry about overdraft fees; they don’t charge you for that.

Opening an account is a breeze, with a minimum deposit of just $100. If you’re planning to save, you can open a CD account with them, which offers an interest rate of up to 4.75% APY.

Bank of America gives you more than just banking services; they offer great bonuses on their new credit cards. And for those looking into wealth management, they have services to assist you with that as well.

Opening a One Checking Account is pretty easy. It comes with a $5 monthly fee that you don’t have to pay if you keep an average of $2,000 in your bank account every day or use your debit card for at least 15 signature-based purchases in a month. To start your membership, you just need to pay a one-time fee of $5.

When it comes to withdrawing money, you can do it for free at any One Nevada Credit Union ATM and over 46,000 Allpoint ATMs all over the country.

If you’re thinking about saving, they offer up to 4.59% APY on CDs. Plus, your One savings account will earn dividends that are paid out every month. They also offer competitive rates on personal loans.

Setting up a checking account is hassle-free with Wells Fargo. You can enjoy a service devoid of monthly fees by either maintaining a $500 minimum balance or by receiving qualifying direct deposits amounting to $500 or more each statement period.

To initiate a checking account, a minimal deposit of $25 is required. New customers have an added advantage as they can secure a $300 bonus upon opening a checking account.

Wells Fargo doesn’t just stop at checking accounts. They present a suite of financial products, including but not limited to savings accounts tailored even for kids, CDs, and an array of credit card options.

Furthermore, the bank offers various loans, such as home, personal, and auto loans, and caters to small businesses by providing various business accounts.

Starting a checking account is simple and affordable, with a low initial deposit requirement of $25 and no monthly maintenance fees.

Customers also enjoy favorable rates, with opportunities to earn up to 5.00% APY on CDs and 2.00% APY on money market accounts, promoting good savings habits.

Additionally, WaFd Bank’s mobile app offers handy budgeting and financial management tools, guiding you towards a stable financial future.

Although it lacks a national ATM network, it compensates by reimbursing up to $20 in ATM fees from other banks every month. What sets First Foundation apart is the impressive interest it offers on its savings account, with an APY of 4.85%.

First Foundation Bank also offers business banking services, including business checking accounts, business loans, and lines of credit.

For a hassle-free banking experience, opt for the basic checking account, which dismisses monthly fees when you make at least 10 signature-based transactions using your debit card and sign up for e-statements.

Setting up the bank account is straightforward with a $100 minimum opening deposit, and there’s no daily minimum balance to keep up with.

Plumas Bank also offers a basic savings account, and one that has a monthly maintenance fee of $4. Beyond personal banking, Plumas stands out for its substantial support for small business owners and its commitment to excellent customer service, earning high ratings in this regard.