Struggling to figure out where your money’s going—or how to make more of it? Personal finance podcasts are an easy way to stay motivated, learn real-world strategies, and hear from people who’ve been in your shoes.
With thousands of shows out there, we narrowed it down to the 12 best podcasts that cover budgeting, debt payoff, investing, passive income, and more. Whether you’re just getting started or looking to level up your money skills, there’s something here for you.
- Best for Beginners: So Money
- Best for Getting Out of Debt: The Dave Ramsey Show
- Best for Investing: We Study Billionaires
- Best for Entrepreneurship: The Tim Ferriss Show
- Best for Passive Income: Smart Passive Income
- Best for Financial Independence: The Mad Fientist
- Best for Millennials: Millennial Money
- Best for Cryptocurrency: The Pomp Podcast
- Best for Controversial Money Topics: Death, Sex & Money
- Best for College Students: The College Investor
- Best for Women: Her Money
- Best for Real Estate: BiggerPockets
12 Best Personal Finance Podcasts
Each podcast in this list offers a unique perspective on personal finance, so whether you’re just getting started or looking to deepen your knowledge, these options have you covered. Here’s a closer look at each of our top picks for the year.
1. Best for Beginners: So Money
Farnoosh Torabi brings approachable, real-world advice to people who want to get a handle on their finances. From budgeting to side hustles, she covers the basics without making it feel like a lecture. It’s especially helpful if you’re overwhelmed by where to start or want to hear how others built smart money habits from scratch.
New episodes air three times a week and often feature authors, entrepreneurs, and finance experts. You’ll walk away with practical takeaways and relatable stories that help connect the dots between everyday money struggles and long-term financial goals.
2. Best for Getting Out of Debt: The Dave Ramsey Show
If you’re buried in debt and want someone to give it to you straight, Dave Ramsey pulls no punches. He walks listeners through his proven debt snowball method and explains how to break the paycheck-to-paycheck cycle. His no-credit, no-debt philosophy may not be for everyone—but it’s helped millions stay accountable.
Live call-ins and debt payoff stories keep it grounded and motivational. If you’re looking for structure, simple steps, and a little tough love, this podcast delivers.
3. Best for Investing: We Study Billionaires
This podcast is all about learning from the best. Hosted by The Investor’s Podcast Network, it breaks down the investment strategies of legendary investors like Warren Buffett, Ray Dalio, and Howard Marks. The hosts explain complex investing ideas in a way that’s digestible—even if you’re not a finance expert.
Episodes include deep dives into market trends, book discussions, and interviews with big names in business. It’s a great resource if you’re serious about building wealth through long-term, value-based investing.
4. Best for Entrepreneurship: The Tim Ferriss Show
Tim Ferriss interviews high performers across industries to uncover what makes them tick. His guests range from startup founders to athletes, and the topics often overlap with personal growth, decision-making, and risk-taking—key ingredients for any entrepreneur.
Episodes are long and in-depth, but they reward patience with actionable insights. Whether you’re launching a business or looking for better ways to manage your time and energy, there’s something here for you.
5. Best for Passive Income: Smart Passive Income
Pat Flynn shares what he’s learned from building a multi-million-dollar online business—without gatekeeping. He interviews other entrepreneurs and walks listeners through strategies for creating scalable income streams, from blogging and podcasting to selling courses and digital products.
The tone is friendly and encouraging, with a clear focus on helping you build something sustainable. If you’ve ever thought about earning money outside your 9–5, this is a great place to start.
6. Best for Financial Independence: The Mad Fientist
The Mad Fientist explores financial independence through a lens of strategy and optimization. Host Brandon dives into tax planning, early retirement tactics, and mental roadblocks that can slow your progress toward FI.
Episodes are a mix of solo deep dives and interviews with well-known voices in the FIRE movement. If you want detailed, numbers-focused content that digs into how to retire early without sacrificing quality of life, this podcast delivers.
7. Best for Millennials: Millennial Money
Shannah Compton Game blends financial planning with lifestyle talk to help millennials manage their money in a way that fits their values. She tackles everything from credit scores and budgeting to student loans and career transitions.
Episodes are approachable and often under 30 minutes, making them easy to fit into a busy schedule. The vibe is supportive rather than preachy, which makes it a standout for younger listeners trying to make smart choices with what they have.
8. Best for Cryptocurrency: The Pomp Podcast
Anthony “Pomp” Pompliano takes on the future of finance with interviews that go deep into Bitcoin, crypto markets, and digital assets. He’s built a reputation for asking sharp questions and bringing on big-name guests who don’t shy away from bold predictions.
If you want to understand crypto beyond the headlines, this podcast offers clear context and long-term thinking. It’s especially useful for investors trying to separate hype from substance in the digital economy.
9. Best for Controversial Money Topics: Death, Sex & Money
This podcast isn’t about spreadsheets—it’s about how money (and other taboos) shape our lives in ways we don’t always talk about. Host Anna Sale interviews people from all walks of life about tough subjects like student loan debt, divorce, and financial shame.
Episodes are thought-provoking and human. If you’re looking for a money podcast that acknowledges the emotional side of finance, this is one of the few that goes there honestly.
10. Best for College Students: The College Investor
This podcast tackles real problems faced by college students and recent grads—like how to pay off student loans, invest with a small budget, or choose a side hustle that works. The advice is straightforward and stripped of fluff.
Episodes are usually under 10 minutes, so they’re easy to knock out during a commute or study break. It’s perfect for beginners who want just the facts, without feeling overwhelmed.
11. Best for Women: Her Money
Hosted by Jean Chatzky, HerMoney focuses on helping women build wealth, grow their careers, and plan for the future. It tackles the financial questions that aren’t always answered in traditional money advice—like negotiating salaries or managing money as a caregiver.
The tone is empowering but practical. Whether you’re managing a household or climbing the corporate ladder, you’ll find smart, relatable content that speaks to your goals.
12. Best for Real Estate: BiggerPockets
BiggerPockets is the go-to podcast for real estate investors, whether you’re just getting started or looking to scale your portfolio. The hosts interview everyday people who’ve built wealth through rentals, flips, and creative deals.
You’ll hear real numbers, common pitfalls, and step-by-step strategies. Plus, the BiggerPockets community offers forums, tools, and networking if you want to dig deeper beyond the podcast.
Final Thoughts
Finding the right personal finance podcast can make a big difference in how you manage your money. Whether you’re trying to get out of debt, build passive income, or just feel more confident with your finances, there’s a show here that fits your goals.
The best part? You don’t need to carve out hours each day. Even listening during your commute or while doing chores can spark new ideas and help you make smarter financial decisions. Pick one that speaks to where you are right now—and stick with it. The consistency will pay off.
