Accelerated Receivables Solutions

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Who is Accelerated Receivables Solutions?

Accelerated Receivables Solutions, Inc. (ARS), is a debt collection agency with its headquarters in Scottsbluff, Nebraska. Their primary role is to help businesses and organizations recover debts that individuals owe them.

If you have an unpaid bill that has been transferred to ARS, their name might appear on your credit report as a collections account.

Who does Accelerated Receivables Solutions collect for?

Accelerated Receivables Solutions primarily focuses on collecting outstanding debts in the healthcare industry. These could include debts arising from unpaid medical bills, like hospital fees, charges for medical procedures, or other related healthcare expenses.

Is Accelerated Receivables Solutions legit or a scam?

Accelerated Receivables Solutions is a legitimate debt collection agency. They’ve been in business since 1932, and they are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Accelerated Receivables from my credit report?

Accelerated Receivables Solutions collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

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Accelerated Receivables Solutions Contact Information

Address:

Accelerated Receivables Solutions
2223 Broadway
Scottsbluff, NE 69361

Phone number: (308) 632-7135

Should I contact or pay Accelerated Receivables Solutions?

Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Accelerated Receivables Solutions is to work with a credit repair professional. They help remove millions of negative items every year from companies like Accelerated Receivables Solutions on behalf of their clients.

Will Accelerated Receivables Solutions sue me or garnish my wages?

Accelerated Receivables Solutions has the legal right to take steps, including filing a lawsuit, to recover the debt owed to them. If they win the lawsuit and secure a judgment against you, they may be able to garnish your wages or levy your bank account, depending on the laws of your specific state.

However, remember that lawsuits and wage garnishments are often last-resort measures. Collection agencies will generally try to recover the debt through other means first, such as phone calls, letters, or negotiation of settlement offers, before resorting to legal action.

Accelerated Receivables Solutions Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Accelerated Receivables Solutions

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for Accelerated Receivables Solutions to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • Accelerated Receivables Solutions cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • Accelerated Receivables Solutions must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • Accelerated Receivables Solutions cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Accelerated Receivables Solutions From Your Credit Report Today!

Credit Saint can help you dispute Accelerated Receivables Solutions accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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