Who is Account Management Resources?
Account Management Resources (AMR) is a debt collection agency located in Oklahoma City, Oklahoma.
If you have an outstanding debt that hasn’t been paid, your creditor may sell or transfer the debt to AMR for collection. Consequently, AMR may appear on your credit report as a collections account.
Who does Account Management Resources collect for?
Account Management Resources provides a range of collections services to a variety of clients. They are known for working with educational institutions, medical facilities, municipal bodies, and governmental entities. This means they may collect on debts related to unpaid tuition, medical bills, municipal fines or fees, and government debts.
How can I remove Account Management Resources from my credit report?
Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
Ready to Raise Your Credit Score?
Some clients have raised their credit scores
by 100 points* or more.
Lexington Law is a professional credit repair law firm that works with people who want to fix their credit.
In addition to collections, they can work with you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
Get started on the path to better credit today: Fill out the form for a free credit consultation.
Account Management Resources (AMR) Contact Information
Account Management Resources
726 W Sheridan Ave
Oklahoma City, OK 73102
Phone number: (866) 723-2455
Should I contact or pay Account Management Resources?
It’s best to avoid speaking to a debt collector on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with Account Management Resources is to work with a credit repair professional. They help remove millions of negative items every year from companies like Account Management Resources on behalf of their clients.
Will Account Management Resources sue me or garnish my wages?
Account Management Resources (AMR) is entitled to file a lawsuit against a debtor if attempts to collect the debt are unsuccessful. If AMR decides to sue and they win the lawsuit, they may obtain a court judgment that permits them to garnish your wages, levy your bank account, or take other measures to collect the debt, subject to your state’s laws.
However, wage garnishment is generally seen as a last resort in debt collection and isn’t used in all cases. Before reaching this point, you’d typically receive numerous notices or calls from AMR seeking to resolve the debt.
Account Management Resources Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Account Management Resources
Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for Account Management Resources to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- Account Management Resources may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- Account Management Resources must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- Account Management Resources cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove Account Management Resources From Your Credit Report Today!
Lexington Law can assist you in disputing AMR collection accounts. With more than 18 years of experience, they achieved over 6 million removals for their clients in 2021 alone.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
They have helped many people in your situation. Fill out the form on their website for a free credit consultation to see what they can do for you.
Ready to Repair Your Credit?
Some clients have raised their credit scores
by 100 points* or more.
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