Account Services Collections

Is Account Services Collections hurting your credit score?

Schedule a complimentary credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is Account Services Collections, Inc.?

Account Services Collections, Inc., also known by the names ‘Account Services, USA’ and ‘Healthcare Financial Services, USA’, is a debt collection agency based in San Antonio, Texas.

If you have unpaid bills that have been transferred to this agency, their name may appear on your credit report as a collections account.

Who does Account Services Collections collect for?

Account Services Collections collects debts across several industries. They help healthcare providers recover unpaid medical bills and work with financial institutions to collect on overdue loans and credit card bills. In telecommunications, they manage unpaid service bills, while for retail and bank card companies, they handle overdue credit card payments.

Is Account Services Collections legit or a scam?

Account Services Collections is a legitimate debt collection company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Account Services Collections from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Account Services Collections, Inc. Contact Information


Account Services, USA
1802 N. E. Loop 410, Suite 400
San Antonio, TX 78217

Phone number: (800) 777-5102 or (210) 821-1200

Should I contact or pay Account Services Collections?

It’s best to avoid speaking to a debt collector on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with Account Services Collections is to work with a credit repair professional. They help remove millions of negative items every year from companies like Account Services Collections, Inc. on behalf of their clients.

Will Account Services Collections sue me or garnish my wages?

Account Services Collections, Inc. has the legal right to sue you to recover the debts you owe. If the lawsuit is successful and a court judgement is issued against you, they may be allowed to garnish your wages or even levy your bank account, depending on your state’s laws.

However, remember that lawsuits and wage garnishments are typically seen as last-resort measures for collection agencies. They are more likely to first attempt to recover the debt through calls, letters, or negotiation of payment plans or settlements.

Account Services Collections, Inc. Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with Account Services, you should also consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Account Services Collections, Inc.

Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Account Services Collections to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Account Services Collections may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Account Services Collections must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Account Services Collections cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Account Services From Your Credit Report Today!

Credit Saint can assist you in disputing Account Services collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

Ready to Repair Your Credit?

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