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Who is is a debt collection agency headquartered in Orlando, Florida. Their job is to collect debts on behalf of original creditors.

If you seem them on your credit report, it typically means you have an unpaid debt that they’re attempting to collect.

Who does collect for? offers debt collection services for a broad range of industries. This includes commercial entities, educational institutions, financial organizations dealing with default loans, and governmental bodies. They also collect for international businesses, landlords and tenants, medical establishments, businesses dealing with NSF returned checks, retail and service providers, telecom companies, and utilities.

Is legit or a scam? is a legitimate company. However, like many collection agencies, they may frequently attempt to contact you, via phone calls, emails, or text messages, to collect the debt.

How can I remove from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Some clients have raised their credit scores
by 100 points* or more.

[*] Results are not typical or guaranteed.

Lexington Law is a professional credit repair law firm that works with people who want to fix their credit.

In addition to collections, they can work with you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation. Contact Information

1806 33rd Street Suite 180
Orlando, FL 32839

Phone number: (321) 710-3530

Should I contact or pay Accounts Receivable?

It’s best to avoid speaking to a debt collector on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with Accounts Receivable is to work with a credit repair professional. They help remove millions of negative items every year from companies like Accounts Receivable on behalf of their clients.

Will sue me or garnish my wages? does have the legal right to sue for an unpaid debt. If they win the case, they may be awarded a judgment that could potentially lead to wage garnishment, bank account levies, or other collection methods, depending on the laws in your jurisdiction.

However, it’s important to remember that lawsuits are generally a last resort for debt collection agencies. They can be costly and time-consuming, and many agencies would prefer to negotiate a repayment plan or settlement with you before resorting to legal action. Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with

Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove From Your Credit Report Today!

Lexington Law can assist you in disputing accounts. With more than 18 years of experience, they achieved over 6 million removals for their clients in 2021 alone.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website for a free credit consultation to see what they can do for you.

Ready to Repair Your Credit?

Some clients have raised their credit scores
by 100 points* or more.

[*] Results are not typical or guaranteed.