Who is Alliance CAS?
Alliance CAS, LLC, is a debt collection agency based in Dania Beach, Florida. Their role is to collect debts owed by consumers that have typically been left unpaid for a significant period of time.
If you notice Alliance CAS listed on your credit report as a collections account, it typically implies that you have an unpaid debt that has been transferred or sold to this agency for collection.
Who does Alliance CAS collect for?
Alliance CAS collects debts for a wide variety of businesses across numerous industries. These might include banks, credit card companies, hospitals, and other medical facilities, utility companies, and auto loan providers.
Is Alliance CAS legit or a scam?
Alliance CAS is a legitimate company. They are authorized to collect debts on behalf of the original creditors. However, their practices may at times be perceived as aggressive or intrusive, as they may make repeated phone calls, send multiple text messages, or email you in an attempt to collect the debt.
How can I remove Alliance CAS from my credit report?
Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
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Lexington Law is a professional credit repair law firm that works with people who want to fix their credit.
In addition to collections, they can work with you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
Get started on the path to better credit today: Fill out the form for a free credit consultation.
Alliance CAS, LLC Contact Information
Address:
Alliance CAS, LLC
1855 Griffin Rd Suite A-407
Dania Beach, FL 33004
Phone number: (866) 778-9504
Should I contact or pay Alliance CAS?
Nothing good can come from speaking to a third-party collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with Alliance CAS is to work with a credit repair professional. They help remove millions of negative items every year from companies like Alliance CAS on behalf of their clients.
Will Alliance CAS sue me or garnish my wages?
Debt collection agencies like Alliance CAS can sue for unpaid debts, and if successful, they could potentially garnish your wages. However, this process is complex, expensive, and time-consuming, requiring a successful lawsuit and a court order. The likelihood of such a lawsuit depends on various factors, including the size of the debt, your ability to repay, and the laws in your state.
Alliance CAS, LLC Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Alliance CAS
Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for Alliance CAS to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- Alliance CAS, LLC may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- Alliance CAS, LLC must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- Alliance CAS, LLC cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove Alliance CAS From Your Credit Report Today!
Lexington Law can assist you in disputing Alliance CAS collection accounts. With more than 18 years of experience, they achieved over 6 million removals for their clients in 2021 alone.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
They have helped many people in your situation. Fill out the form on their website for a free credit consultation to see what they can do for you.
Ready to Repair Your Credit?
Some clients have raised their credit scores
by 100 points* or more.
