Who is Alliance Collection Agencies?
Alliance Collection Agencies, Inc., based in Marshfield, Wisconsin, is a debt collection agency that specializes in recovering outstanding debts on behalf of healthcare providers.
If you see Alliance Collection Agencies listed on your credit report as a collections account, it usually indicates that they’re trying to collect a debt that you owe, typically due to an unpaid medical bill.
Who does Alliance Collection Agencies collect for?
Alliance Collection Agencies primarily provides debt collection services for entities in the healthcare industry. This can include hospitals, clinics, individual doctors, and other medical service providers. Their main function is to recover debts owed to these healthcare entities by patients who have not paid their bills.
Is Alliance Collection Agencies legit or a scam?
Despite the possibility of receiving repeated calls, texts, or emails from them, Alliance Collection Agencies is a legitimate debt collection company. They are legally authorized to contact you regarding any unpaid debts.
How can I remove Alliance Collections from my credit report?
Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
Ready to Raise Your Credit Score?
Some clients have raised their credit scores
by 100 points* or more.
Lexington Law is a professional credit repair law firm that works with people who want to fix their credit.
In addition to collections, they can work with you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
Get started on the path to better credit today: Fill out the form for a free credit consultation.
Alliance Collection Agencies, Inc. Contact Information
Address:
Alliance Collection Agencies, Inc.
3916 S Business Park Ave
Marshfield, WI 54449
Phone number: (800) 215-1547, (715) 384-2717, or (715) 486-2100
Should I contact or pay Alliance Collection Agencies?
Nothing good can come from speaking to a debt collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with Alliance Collections is to work with a credit repair professional. They help remove millions of negative items every year from companies like Alliance Collection Agencies on behalf of their clients.
Will Alliance Collection Agencies sue me or garnish my wages?
Alliance Collection Agencies, like many other debt collection agencies, is legally entitled to sue for an unpaid debt. If they win the lawsuit, they could potentially obtain a court judgment that might lead to wage garnishment, a bank levy, or other collection actions, depending on the laws of your state.
However, it’s important to note that such drastic measures are typically a last resort. Most collection agencies would prefer to negotiate a payment plan or a settlement to avoid the time and expense associated with legal proceedings.
Alliance Collection Agencies, Inc. Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed by Alliance Collection Agencies, you should also consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Alliance Collection Agencies, Inc.
Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a collection agency from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for Alliance Collection Agencies to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- Alliance Collections may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- Alliance Collections must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- Alliance Collections cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove Alliance Collection Agencies From Your Credit Report Today!
Lexington Law can assist you in disputing Alliance collections. With more than 18 years of experience, they achieved over 6 million removals for their clients in 2021 alone.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
They have helped many people in your situation. Fill out the form on their website for a free credit consultation to see what they can do for you.
Ready to Repair Your Credit?
Some clients have raised their credit scores
by 100 points* or more.
