Alliance Group & Associates

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Is Alliance Group & Associates hurting your credit score?

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Who is Alliance Group & Associates?

Alliance Group & Associates, LLC is a debt collection agency located in Greenville, South Carolina. They work on behalf of creditors to collect outstanding debts.

If you find Alliance Group & Associates, LLC on your credit report, it indicates that you may have an unpaid debt which the agency is attempting to collect. This could result from an unpaid bill or loan that has been transferred to them for collection.

Who does Alliance Group & Associates collect for?

Alliance Group & Associates, LLC provides its debt collection services to a variety of original creditors, which could include businesses like credit card companies, healthcare providers, utility companies, or other lenders.

Is Alliance Group & Associates legit or a scam?

Alliance Group & Associates, LLC is a legitimate company. They are legally authorized to collect debts on behalf of the creditors they serve. However, it’s crucial to verify any debt they claim you owe before making a payment.

How can I remove Alliance Group & Associates from my credit report?

Alliance Group & Associates collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

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Alliance Group & Associates, LLC Contact Information

Address:

Alliance Group & Associates, LLC
600 E North St.
Greenville, SC 29601-3044

Phone number: (864) 729-4694

Should I contact or pay Alliance Group and Associates?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Alliance Group and Associates is to work with a credit repair professional. They help remove millions of negative items every year from companies like Alliance Group & Associates, LLC on behalf of their clients.

Will Alliance Group & Associates sue me or garnish my wages?

Alliance Group & Associates, LLC does have the legal authority to sue for unpaid debts. If they win a lawsuit against you, the court could potentially issue a judgment that allows them to garnish your wages or levy your bank account, depending on your state’s laws.

However, it’s important to note that lawsuits are generally a last resort for debt collectors. They are expensive and time-consuming. Before reaching that point, the agency will typically make multiple attempts to collect the debt directly from you.

Alliance Group & Associates, LLC Complaints

Most third-party collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed by Alliance Group & Associates, you should also consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Alliance Group & Associates, LLC

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for Alliance Group & Associates to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • Alliance Group & Associates cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • Alliance Group & Associates must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • Alliance Group & Associates cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Alliance Group & Associates From Your Credit Report Today!

Credit Saint can help you dispute Alliance Group & Associates collection accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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