Who is Alliance Group & Associates?
Alliance Group & Associates, LLC is a debt collection agency located in Greenville, South Carolina. They work on behalf of creditors to collect outstanding debts.
If you find Alliance Group & Associates, LLC on your credit report, it indicates that you may have an unpaid debt which the agency is attempting to collect. This could result from an unpaid bill or loan that has been transferred to them for collection.
Who does Alliance Group & Associates collect for?
Alliance Group & Associates, LLC provides its debt collection services to a variety of original creditors, which could include businesses like credit card companies, healthcare providers, utility companies, or other lenders.
Is Alliance Group & Associates legit or a scam?
Alliance Group & Associates, LLC is a legitimate company. They are legally authorized to collect debts on behalf of the creditors they serve. However, it’s crucial to verify any debt they claim you owe before making a payment.
How can I remove Alliance Group & Associates from my credit report?
Alliance Group & Associates collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
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by 100 points* or more.
Lexington Law is a professional credit repair law firm that works with people who want to fix their credit.
In addition to collections, they can work with you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
Get started on the path to better credit today: Fill out the form for a free credit consultation.
Alliance Group & Associates, LLC Contact Information
Address:
Alliance Group & Associates, LLC
600 E North St.
Greenville, SC 29601-3044
Phone number: (864) 729-4694
Should I contact or pay Alliance Group and Associates?
It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with Alliance Group and Associates is to work with a credit repair professional. They help remove millions of negative items every year from companies like Alliance Group & Associates, LLC on behalf of their clients.
Will Alliance Group & Associates sue me or garnish my wages?
Alliance Group & Associates, LLC does have the legal authority to sue for unpaid debts. If they win a lawsuit against you, the court could potentially issue a judgment that allows them to garnish your wages or levy your bank account, depending on your state’s laws.
However, it’s important to note that lawsuits are generally a last resort for debt collectors. They are expensive and time-consuming. Before reaching that point, the agency will typically make multiple attempts to collect the debt directly from you.
Alliance Group & Associates, LLC Complaints
Most third-party collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed by Alliance Group & Associates, you should also consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Alliance Group & Associates, LLC
Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for Alliance Group & Associates to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- Alliance Group & Associates may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- Alliance Group & Associates must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- Alliance Group & Associates cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove Alliance Group & Associates From Your Credit Report Today!
Lexington Law Firm can assist you in disputing Alliance Group & Associates collection accounts. With more than 18 years of experience, they achieved over 6 million removals for their clients in 2021 alone.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
They have helped many people in your situation. Fill out the form on their website for a free credit consultation to see what they can do for you.
Ready to Repair Your Credit?
Some clients have raised their credit scores
by 100 points* or more.
