Who is Alpha Recovery Corp?
Alpha Recovery Corp is a debt collection agency based in Centennial, Colorado. They specialize in recovering unpaid debts on behalf of various creditors.
If you have an unresolved debt, you may see Alpha Recovery Corp listed on your credit report as a collections account, indicating that the original creditor has handed over the debt for collection.
Who does Alpha Recovery Corp collect for?
Alpha Recovery Corp serves a diverse range of clients, including:
- Credit card issuers: They work with credit card companies to recover unpaid balances.
- Debt buyers: These are companies that purchase unpaid debts from original creditors and then work with agencies like Alpha Recovery to collect.
- Financial services: This can include banks and other lending institutions that provide personal or business loans.
- Fintech: They work with modern, digital-first financial companies which could include online lenders or digital banks.
- Healthcare: They collect for healthcare providers, including hospitals and private practices, to recover unpaid medical bills.
- Retail: Retailers who offer store credit cards or have unpaid balances may employ Alpha Recovery’s services.
- Utilities: They may represent utility companies, such as electricity, water, or telecommunications providers, to collect unpaid bills.
Is Alpha Recovery Corp legit or a scam?
Alpha Recovery Corp is a legitimate company, not a scam. However, they often use persistent communication methods, including frequent calls, texts, or emails, in their attempts to collect a debt.
How can I remove Alpha Recovery Corp from my credit report?
Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
Ready to Raise Your Credit Score?
Some clients have raised their credit scores
by 100 points* or more.
Lexington Law is a professional credit repair law firm that works with people who want to fix their credit.
In addition to collections, they can work with you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
Get started on the path to better credit today: Fill out the form for a free credit consultation.
Alpha Recovery Corp Contact Information
Address:
Alpha Recovery Corp
6912 S Quentin St Suite 10
Centennial, CO 80112
Phone number: (877) 359-8714
Should I contact or pay Alpha Recovery Corp?
It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with Alpha Recovery Corp is to work with a credit repair professional. They help remove millions of negative items every year from companies like Alpha Recovery Corp on behalf of their clients.
Will Alpha Recovery Corp sue me or garnish my wages?
It’s possible, but if you work with a law firm like Lexington Law, you have nothing to worry about. They aid you in disputing the collection account with the credit bureaus, with the possibility of having it removed from your credit history. It’s also quite possible that you will never hear from or have to deal with Alpha Recovery Corp again.
Wage garnishment is state-dependent. In states where it’s prohibited, debt collectors cannot legally threaten to garnish wages. Similarly, Alpha Recovery Corp cannot legally make claims they won’t or can’t fulfill, such as threats of lawsuits or home foreclosure.
Alpha Recovery Corp Complaints
Most third-party collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Alpha Recovery Corp
Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for Alpha Recovery Corp to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- Alpha Recovery Corp may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- Alpha Recovery Corp must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- Alpha Recovery Corp cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove Alpha Recovery Corp From Your Credit Report Today!
Lexington Law can assist you in disputing Alpha Recovery accounts. With more than 18 years of experience, they achieved over 6 million removals for their clients in 2021 alone.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
They have helped many people in your situation. Fill out the form on their website for a free credit consultation to see what they can do for you.
Ready to Repair Your Credit?
Some clients have raised their credit scores
by 100 points* or more.
