Audit & Adjustment Company

Is Audit & Adjustment Company hurting your credit score?

Schedule a complimentary credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is Audit & Adjustment Company?

Audit & Adjustment Company, Inc. is a debt collection agency based in Lynnwood, Washington. They provide debt recovery services to creditors who have been unable to collect payment for goods or services rendered.

If you see their name on your credit report, it likely means that you have an unpaid debt that has been transferred or sold to them for collection.

Who does Audit & Adjustment Company collect for?

Audit & Adjustment Company serves a variety of sectors as a debt collection agency. They specialize in collecting past-due debts on behalf of original creditors. These creditors could come from a wide range of industries, including but not limited to financial institutions, healthcare providers, retail businesses, and utility companies.

Is Audit & Adjustment Company legit or a scam?

Audit & Adjustment Company is a legitimate company. However, in their attempt to recover debts, they may frequently contact debtors, which may include repeated phone calls, text messages, or emails.

How can I remove Audit & Adjustment Company from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Audit & Adjustment Company Contact Information


Audit & Adjustment Company, Inc.
20700 44th Avenue West, Suite 100
Lynnwood, WA 98036

Phone number: (425) 776-9797 or (800) 526-1074

Should I contact or pay Audit & Adjustment Company?

Nothing good can come from speaking to a debt collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with Audit & Adjustment Company is to work with a credit repair professional. They help remove millions of negative items every year from companies like Audit & Adjustment Company on behalf of their clients.

Will Audit & Adjustment Company sue me or garnish my wages?

Audit & Adjustment Company, like any debt collection agency, does have the legal ability to sue you for non-payment of a debt. If they win the lawsuit, they may, depending on the laws of your specific jurisdiction, be able to garnish your wages or take other actions to recover the debt.

However, it’s important to understand that initiating a lawsuit is typically a last resort for most debt collection agencies, as it can be a costly and time-consuming process. Most often, they prefer to work out some sort of payment arrangement or negotiate a settlement.

Audit & Adjustment Company Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Audit & Adjustment Company

Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Audit & Adjustment Company to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Audit & Adjustment Company may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Audit & Adjustment Company must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Audit & Adjustment Company cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Audit & Adjustment Company From Your Credit Report Today!

Credit Saint can assist you in disputing Audit & Adjustment Company collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

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