Audit & Adjustment Company


Is Audit & Adjustment Company hurting your credit score?

Schedule a free consultation to learn how to eliminate inaccurate and questionable negative information from your credit report.

Who is Audit & Adjustment Company?

Audit & Adjustment Company, Inc. is a debt collection agency based in Lynnwood, Washington. They provide debt recovery services to creditors who have been unable to collect payment for goods or services rendered.

If you see their name on your credit report, it likely means that you have an unpaid debt that has been transferred or sold to them for collection.

Who does Audit & Adjustment Company collect for?

Audit & Adjustment Company serves a variety of sectors as a debt collection agency. They specialize in collecting past-due debts on behalf of original creditors. These creditors could come from a wide range of industries, including but not limited to financial institutions, healthcare providers, retail businesses, and utility companies.

Is Audit & Adjustment Company legit or a scam?

Audit & Adjustment Company is a legitimate company. However, in their attempt to recover debts, they may frequently contact debtors, which may include repeated phone calls, text messages, or emails.

How can I remove Audit & Adjustment Company from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

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They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

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Audit & Adjustment Company Contact Information


Audit & Adjustment Company, Inc.
20700 44th Avenue West, Suite 100
Lynnwood, WA 98036

Phone number: (425) 776-9797 or (800) 526-1074

Should I contact or pay Audit & Adjustment Company?

Before contacting a debt collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Audit & Adjustment Company is to work with a credit repair professional. They help remove millions of negative items every year from companies like Audit & Adjustment Company on behalf of their clients.

Will Audit & Adjustment Company sue me or garnish my wages?

Audit & Adjustment Company, like any debt collection agency, does have the legal ability to sue you for non-payment of a debt. If they win the lawsuit, they may, depending on the laws of your specific jurisdiction, be able to garnish your wages or take other actions to recover the debt.

However, it’s important to understand that initiating a lawsuit is typically a last resort for most debt collection agencies, as it can be a costly and time-consuming process. Most often, they prefer to work out some sort of payment arrangement or negotiate a settlement.

Audit & Adjustment Company Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Audit & Adjustment Company

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for Audit & Adjustment Company to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • Audit & Adjustment Company cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • Audit & Adjustment Company must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • Audit & Adjustment Company cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Audit & Adjustment Company From Your Credit Report Today!

Credit Saint can help you dispute Audit & Adjustment Company collection accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.