Automated Accounts

Is Automated Accounts hurting your credit score?

Schedule a complimentary credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is Automated Accounts?

Automated Accounts, Inc. (AAI) is a debt collection agency based in Spokane, Washington. They are in the business of managing and collecting overdue debts on behalf of other businesses.

If you find Automated Accounts listed on your credit report, it typically signifies an outstanding debt that you have not yet repaid.

Who does Automated Accounts collect for?

Automated Accounts is a full-service collection agency, meaning they work on behalf of a variety of original creditors to recover unpaid debts. This could include creditors from sectors such as healthcare, utilities, financial services, retail, and more.

Is Automated Accounts legit or a scam?

Automated Accounts is a legitimate company. However, their determination in collecting debts can involve persistent calls, texts, or emails, which some consumers might perceive as intrusive or excessive.

How can I remove Automated Accounts from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Automated Accounts Contact Information


Automated Accounts, Inc.
430 W Sharp Ave
Spokane, WA 99201

Phone number: (509) 326-2276

Should I contact or pay Automated Accounts?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with Automated Accounts is to work with a credit repair professional. They help remove millions of negative items every year from companies like Automated Accounts on behalf of their clients.

Will Automated Accounts sue me or garnish my wages?

Automated Accounts, like any debt collection agency, has the ability to sue you for an outstanding debt. If they win a lawsuit against you and the court grants a judgment, they may be able to garnish your wages or levy your bank account. This usually occurs after several unsuccessful attempts to collect the debt and is typically considered a last resort.

However, before a debt collector like Automated Accounts can garnish your wages, they must first file a lawsuit, win the case, and obtain a court order permitting wage garnishment. Keep in mind that the rules around wage garnishment vary by state and country, so the specifics of what may happen in your situation will depend on your location and the details of your debt.

Automated Accounts Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Automated Accounts, Inc.

Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a collection agency from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Automated Accounts, Inc. to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Automated Accounts may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Automated Accounts must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Automated Accounts cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Automated Accounts From Your Credit Report Today!

Credit Saint can assist you in disputing Automated Accounts collections. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

Ready to Repair Your Credit?

Learn how to get help disputing errors on your credit report that could be hurting your credit score.