Automated Accounts


Is Automated Accounts hurting your credit score?

Schedule a free consultation to learn how to eliminate inaccurate and questionable negative information from your credit report.

Who is Automated Accounts?

Automated Accounts, Inc. (AAI) is a debt collection agency based in Spokane, Washington. They are in the business of managing and collecting overdue debts on behalf of other businesses.

If you find Automated Accounts listed on your credit report, it typically signifies an outstanding debt that you have not yet repaid.

Who does Automated Accounts collect for?

Automated Accounts is a full-service collection agency, meaning they work on behalf of a variety of original creditors to recover unpaid debts. This could include creditors from sectors such as healthcare, utilities, financial services, retail, and more.

Is Automated Accounts legit or a scam?

Automated Accounts is a legitimate company. However, their determination in collecting debts can involve persistent calls, texts, or emails, which some consumers might perceive as intrusive or excessive.

How can I remove Automated Accounts from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

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Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Automated Accounts Contact Information


Automated Accounts, Inc.
430 W Sharp Ave
Spokane, WA 99201

Phone number: (509) 326-2276

Should I contact or pay Automated Accounts?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Automated Accounts is to work with a credit repair professional. They help remove millions of negative items every year from companies like Automated Accounts on behalf of their clients.

Will Automated Accounts sue me or garnish my wages?

Automated Accounts, like any debt collection agency, has the ability to sue you for an outstanding debt. If they win a lawsuit against you and the court grants a judgment, they may be able to garnish your wages or levy your bank account. This usually occurs after several unsuccessful attempts to collect the debt and is typically considered a last resort.

However, before a debt collector like Automated Accounts can garnish your wages, they must first file a lawsuit, win the case, and obtain a court order permitting wage garnishment. Keep in mind that the rules around wage garnishment vary by state and country, so the specifics of what may happen in your situation will depend on your location and the details of your debt.

Automated Accounts Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Automated Accounts, Inc.

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for Automated Accounts, Inc. to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • Automated Accounts cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • Automated Accounts must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • Automated Accounts cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Automated Accounts From Your Credit Report Today!

Credit Saint can help you dispute Automated Accounts collections. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

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