Brennan & Clark

Who is Brennan & Clark?

Brennan & Clark, Ltd. is a well-established debt collection agency based in Villa Park, Illinois. They have been in operation since 1980, focusing on commercial collections.

If you find their name appearing on your credit report, it means you have an outstanding debt that has been handed over to them for collection, typically after failing to fulfill payment obligations to a company.

Who does Brennan & Clark collect for?

Brennan & Clark offers their debt recovery services to a diverse range of industries. They specialize in areas such as distribution, health and life insurance, professional services, property and casualty insurance, publishing and advertising, and transportation.

Is Brennan & Clark legit or a scam?

Brennan & Clark, Ltd. is a legitimate company. However, it’s not uncommon for them to make frequent contact attempts, including calls, texts, or emails, as part of their collection process.

How can I remove Brennan and Clark from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years, regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Brennan and Clark Contact Information

Address:

Brennan & Clark, Ltd.
721 E Madison St.
Villa Park, IL 60181

Phone number: (630) 279-7600 or (800) 858-7600

Should I contact or pay Brennan & Clark?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with Brennan & Clark is to work with a credit repair professional. They help remove millions of negative items every year from companies like Brennan & Clark, Ltd. on behalf of their clients.

Will Brennan & Clark sue me or garnish my wages?

Brennan & Clark, like many debt collection agencies, has the legal authority to sue for unpaid debts. However, this is typically a last resort due to the time, cost, and resources involved in legal proceedings. If they do decide to sue and they win a judgement against you, they could potentially garnish your wages, but this depends on the laws in your specific state.

Brennan & Clark, Ltd. Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Brennan & Clark, Ltd.

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

• It is a violation of federal law for Brennan & Clark to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
• Brennan & Clark may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
• Brennan & Clark must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
• Brennan & Clark cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Brennan & Clark From Your Credit Report Today!

Credit Saint can assist you in disputing Brennan & Clark collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.