BYL Collections

Is BYL Collections hurting your credit score?

Schedule a complimentary credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is BYL Collections?

BYL Collection Services, LLC, also known as BYL Companies, is a debt collection agency located in West Chester, Pennsylvania. If you see their name appearing on your credit report, it’s likely due to an unpaid debt they’ve been tasked to recover.

Who does BYL Collections collect for?

BYL Collections provides collection services predominantly for property management companies and healthcare providers. They work on behalf of these entities to recover past-due debts.

Is BYL Collections legit or a scam?

BYL Collections is a legitimate company. However, their communication practices might be seen as persistent or intrusive as they may frequently make contact through phone calls, text messages, or emails.

How can I remove BYL Collections from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Some clients have raised their credit scores
by 100 points* or more.

[*] Results are not typical or guaranteed.

Lexington Law is a professional credit repair law firm that works with people who want to fix their credit.

In addition to collections, they can work with you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

BYL Collection Services, LLC Contact Information


BYL Collection Services
301 Lacey Street
West Chester, PA 19382

Phone number: (866) 423-0533

Should I contact or pay BYL Collections?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with BYL Collection Services is to work with a credit repair professional. They help remove millions of negative items every year from companies like BYL Collection Services on behalf of their clients.

Will BYL Collections sue me or garnish my wages?

BYL Collections does have the right to sue you for an unpaid debt. If they decide to pursue legal action and the court rules in their favor, they could obtain a judgment that allows them to garnish your wages or levy your bank account.

However, it’s important to remember that wage garnishment or bank levies are usually the last resort and require several steps, including obtaining a court order. Furthermore, the rules regarding wage garnishment can vary significantly depending on your state’s laws and the type of debt.

BYL Collections Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with BYL Collection Services

Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a collection agency from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for BYL Collection Services to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • BYL Collection Services may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • BYL Collection Services must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • BYL Collection Services cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove BYL Collections From Your Credit Report Today!

Lexington Law can assist you in disputing BYL Collections accounts. With more than 18 years of experience, they achieved over 6 million removals for their clients in 2021 alone.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website for a free credit consultation to see what they can do for you.

Ready to Repair Your Credit?

Some clients have raised their credit scores
by 100 points* or more.

[*] Results are not typical or guaranteed.