Who is C2C Resources?
C2C Resources LLC is a professional debt collection agency based in Atlanta, Georgia. The agency is focused on assisting businesses in retrieving unpaid debts that they have not been able to collect independently.
If you notice C2C Resources listed on your credit report, it signifies that a debt you owe has been transferred to this agency for collection. This is usually the result of an unpaid bill or invoice that the original creditor has been unable to collect.
Who does C2C Resources collect for?
C2C Resources primarily specializes in the collection of commercial debt. This type of debt typically involves business-to-business (B2B) transactions, such as unpaid invoices for goods or services provided by one business to another.
Is C2C Resources legit or a scam?
C2C Resources is a legitimate company. However, their persistence in contacting debtors can sometimes be viewed as excessive or spammy. They may employ methods like repeated calls, texts, or emails to reach out to individuals or businesses owing debts. While these tactics may be frustrating, they are part of their efforts to collect outstanding debts.
How can I remove C2C Resources from my credit report?
Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
Ready to Raise Your Credit Score?
Some clients have raised their credit scores
by 100 points* or more.
Lexington Law is a professional credit repair law firm that works with people who want to fix their credit.
In addition to collections, they can work with you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
Get started on the path to better credit today: Fill out the form for a free credit consultation.
C2C Resources, LLC Contact Information
Address:
C2C Resources, LLC
56 Perimeter Center East Ste 100
Atlanta, GA 30346
Phone number: (866) 495-0050
Should I contact or pay C2C Resources?
It’s best to avoid speaking to a debt collector on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with C2C Resources is to work with a credit repair professional. They help remove millions of negative items every year from companies like C2C Resources on behalf of their clients.
Will C2C Resources sue me or garnish my wages?
Like many debt collection agencies, C2C Resources has the legal right to sue for unpaid debts. However, this step is usually a last resort due to the time, cost, and resources involved. If they decide to sue and they win a judgment against you, they could potentially garnish your wages, but this is dependent on the laws in your state.
C2C Resources, LLC Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed by C2C Resources, you should also consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with C2C Resources, LLC
Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for C2C Resources to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- C2C Resources may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- C2C Resources must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- C2C Resources cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove C2C Resources From Your Credit Report Today!
Lexington Law can assist you in disputing C2C Resources accounts. With more than 18 years of experience, they achieved over 6 million removals for their clients in 2021 alone.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
They have helped many people in your situation. Fill out the form on their website for a free credit consultation to see what they can do for you.
Ready to Repair Your Credit?
Some clients have raised their credit scores
by 100 points* or more.
