Who is California Business Bureau, Inc.?
California Business Bureau, Inc. (CBB) is a debt collection agency with offices in Monrovia and San Diego, California. If they appear on your credit report as a collections account, it generally means that they are attempting to collect a debt that you owe. This typically happens when a bill has not been paid and the original creditor has transferred or sold the debt to a collection agency like CBB.
Who does California Business Bureau collect for?
California Business Bureau specializes in collecting debts for the healthcare sector. This includes hospitals, clinics, and other healthcare providers. Their role is to recover the money owed to these providers by patients who have not paid their bills.
Is California Business Bureau legit or a scam?
California Business Bureau is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove California Business Bureau from my credit report?
Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
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In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
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California Business Bureau, Inc. (CBB) Contact Information
California Business Bureau
1711 S Mountain Ave
Monrovia, CA 91016
California Business Bureau
P. O. Box 5010
Monrovia, CA 91017-7110
Phone number: (626) 303-1515 or (800) 755-1515
Should I contact or pay California Business Bureau, Inc.?
It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with California Business Bureau is to work with a credit repair professional. They help remove millions of negative items every year from companies like California Business Bureau on behalf of their clients.
Will California Business Bureau, Inc. sue me or garnish my wages?
California Business Bureau, Inc. (CBB), like any other debt collection agency, has the legal right to sue you for unpaid debts. If they win the lawsuit, they could potentially obtain a court judgment that may allow them to garnish your wages or levy your bank account, depending on the laws of your state.
However, keep in mind that legal action is typically a last resort for debt collectors. Most would prefer to work out a payment plan or a settlement agreement to avoid the time and cost associated with a lawsuit.
California Business Bureau, Inc. (CBB) Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with California Business Bureau, Inc.
Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for California Business Bureau to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- California Business Bureau may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- California Business Bureau must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- California Business Bureau cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove California Business Bureau From Your Credit Report Today!
Credit Saint can assist you in disputing California Business Bureau collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
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