Who is California Business Bureau, Inc.?
California Business Bureau, Inc. (CBB) is a debt collection agency with offices in Monrovia and San Diego, California. If they appear on your credit report as a collections account, it generally means that they are attempting to collect a debt that you owe. This typically happens when a bill has not been paid and the original creditor has transferred or sold the debt to a collection agency like CBB.
Who does California Business Bureau collect for?
California Business Bureau specializes in collecting debts for the healthcare sector. This includes hospitals, clinics, and other healthcare providers. Their role is to recover the money owed to these providers by patients who have not paid their bills.
Is California Business Bureau legit or a scam?
California Business Bureau is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove California Business Bureau from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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California Business Bureau, Inc. (CBB) Contact Information
Address:
California Business Bureau
1711 S Mountain Ave
Monrovia, CA 91016
Mailing address:
California Business Bureau
P. O. Box 5010
Monrovia, CA 91017-7110
Phone number: (626) 303-1515 or (800) 755-1515
Should I contact or pay California Business Bureau, Inc.?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with California Business Bureau is to work with a credit repair professional. They help remove millions of negative items every year from companies like California Business Bureau on behalf of their clients.
Will California Business Bureau, Inc. sue me or garnish my wages?
California Business Bureau, Inc. (CBB), like any other debt collection agency, has the legal right to sue you for unpaid debts. If they win the lawsuit, they could potentially obtain a court judgment that may allow them to garnish your wages or levy your bank account, depending on the laws of your state.
However, keep in mind that legal action is typically a last resort for debt collectors. Most would prefer to work out a payment plan or a settlement agreement to avoid the time and cost associated with a lawsuit.
California Business Bureau, Inc. (CBB) Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with California Business Bureau, Inc.
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for California Business Bureau to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- California Business Bureau cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- California Business Bureau must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- California Business Bureau cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove California Business Bureau From Your Credit Report Today!
Credit Saint offers assistance with disputing California Business Bureau collection accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
