Capital Recovery Corporation


Is Capital Recovery Corporation hurting your credit score?

Schedule a free consultation to learn how to eliminate inaccurate and questionable negative information from your credit report.

Who is Capital Recovery Corporation?

Capital Recovery Corporation (CRC) is a debt collection agency based in Alpharetta, Georgia. Their primary function is to assist various entities in recovering unpaid debts.

If CRC appears on your credit report, it typically signifies that they have been assigned or have purchased a debt that you reportedly owe. This typically happens when a bill hasn’t been paid and the original creditor has transferred the debt to a collection agency like CRC to recover the money.

Who does Capital Recovery Corporation collect for?

Capital Recovery Corporation primarily specializes in collecting debts on behalf of government municipal and county clients. They have a vast client base, with over 450 local government entities relying on their services. This means that if you owe money to a local government body, whether it’s for unpaid taxes, fines, or service fees, CRC may be the agency tasked with collecting that debt.

Is Capital Recovery Corporation legit or a scam?

Capital Recovery Corporation is a legitimate company. However, the persistent and sometimes aggressive nature of their communication methods, which may include repeated phone calls, texts, or emails, can lead to a perception of harassment or spam. Despite this, it’s important to remember that they are a lawful entity.

How can I remove Capital Recovery from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

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Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Capital Recovery Corporation Contact Information


Capital Recovery Corporation
1111 Alderman Dr. Ste 495
Alpharetta, GA 30005

Phone number: (800) 456-8448

Should I contact or pay Capital Recovery Corporation?

Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Capital Recovery Corporation is to work with a credit repair professional. They help remove millions of negative items every year from companies like Capital Recovery Corporation on behalf of their clients.

Will Capital Recovery Corporation sue me or garnish my wages?

While it’s possible for debt collection agencies like Capital Recovery Corporation (CRC) to sue for unpaid debts, it’s not a common practice. Lawsuits are generally seen as a last resort due to the costs and time involved. However, if they do sue and win a judgment against you, they may have the ability to garnish your wages, depending on the laws in your state.

Capital Recovery Corporation Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Capital Recovery Corporation

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for Capital Recovery Corporation to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • Capital Recovery Corporation cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • Capital Recovery Corporation must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • Capital Recovery Corporation cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Capital Recovery Corporation From Your Credit Report Today!

Credit Saint can help you dispute Capital Recovery Corporation collections. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

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