Cascade Capital

Is Cascade Capital hurting your credit score?

Schedule a complimentary credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is Cascade Capital?

Cascade Capital, LLC, also known as Cascade365, is a debt collection agency in the United States, with offices in Petaluma, California, and Scottsdale, Arizona. The company’s primary role is to recover overdue or defaulted debts on behalf of their clients.

If you have unpaid bills, you may see Cascade Capital being listed on your credit report as a collections account.

Who does Cascade Capital collect for?

Cascade Capital specializes in collecting debts for specific industries, primarily in the consumer finance and healthcare sectors. Consumer finance companies include those providing personal loans, auto loans, credit cards, and more. While, healthcare companies may involve hospitals, clinics, or other healthcare providers who have unpaid invoices for their services.

Is Cascade Capital legit or a scam?

Cascade Capital is a legitimate company. They are authorized to collect debts on behalf of their clients. However, consumers should remain cautious and verify any debts that Cascade Capital claims they owe.

How can I remove Cascade Capital from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Cascade Capital, LLC Contact Information


Cascade Capital
1670 Corporate Cir Ste 202
Petaluma, CA 94954

Mailing address:

Cascade Capital, LLC
PO Box 4461
Petaluma, CA 94955

Phone number: (888) 417-1531

Should I contact or pay Cascade Capital?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with Cascade Capital is to work with a credit repair professional. They help remove millions of negative items every year from companies like Cascade Capital on behalf of their clients.

Will Cascade Capital sue me or garnish my wages?

Cascade Capital does have the legal right to sue you if you fail to pay a validated debt. If they decide to pursue this route and win a judgment against you, they may then be able to garnish your wages or levy your bank account, depending on the specific laws in your state. However, this scenario usually represents a last resort for debt collectors due to the cost and complexity of the legal process involved.

Cascade Capital, LLC Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Cascade Capital

Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Cascade Capital to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Cascade Capital may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Cascade Capital must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Cascade Capital cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Cascade Capital From Your Credit Report Today!

Credit Saint can assist you in disputing Cascade Capital accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

Ready to Repair Your Credit?

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