Central Credit Services


Is Central Credit Services hurting your credit score?

Schedule a free credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is Central Credit Services, LLC?

Central Credit Services, LLC (CCS) is a debt collection agency based in Jacksonville, Florida. They are a subsidiary of Radius Global Solutions, a prominent player in the debt collection and accounts receivable industry.

If you see CCS on your credit report as a collections account, it means that you have an outstanding bill that has been transferred to them for collection.

Who does Central Credit Services collect for?

Central Credit Services collects on behalf of companies from a broad range of industries including, but not limited to, auto, credit card, mortgage, and retail. Their clients range from auto dealerships to credit card companies, mortgage lenders, and retail businesses.

Is Central Credit Services legit or a scam?

Central Credit Services is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s critical to verify any debts they claim you owe before making any payments.

How can I remove Central Credit Services from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Central Credit Services, LLC / Radius Global Solutions Contact Information


Central Credit Services, LLC
9550 Regency Square Blvd Ste 602
Jacksonville, FL 32225

Phone number: (904) 724-1800

Should I contact or pay Central Credit Services?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with Central Credit Services is to work with a credit repair professional. They help remove millions of negative items every year from companies like Central Credit Services on behalf of their clients.

Will Central Credit Services sue me or garnish my wages?

Central Credit Services, LLC, does have the legal ability to file a lawsuit for unpaid debts. If the lawsuit is successful, the court may grant them a judgment. This judgment could potentially let them garnish your wages, levy your bank accounts, or place a lien on your property, subject to the laws in your state.

However, remember that initiating a lawsuit is often a last resort for debt collectors. It involves additional time and costs, and most prefer to negotiate a settlement or payment plan directly with you.

Central Credit Services Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Central Credit Services

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Central Credit Services to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Central Credit Services may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Central Credit Services must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Central Credit Services cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Central Credit Services From Your Credit Report Today!

Credit Saint can assist you in disputing Central Credit Services collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.