Central Credit Services


Is Central Credit Services hurting your credit score?

Schedule a free consultation to learn how to eliminate inaccurate and questionable negative information from your credit report.

Who is Central Credit Services, LLC?

Central Credit Services, LLC (CCS) is a debt collection agency based in Jacksonville, Florida. They are a subsidiary of Radius Global Solutions, a prominent player in the debt collection and accounts receivable industry.

If you see CCS on your credit report as a collections account, it means that you have an outstanding bill that has been transferred to them for collection.

Who does Central Credit Services collect for?

Central Credit Services collects on behalf of companies from a broad range of industries including, but not limited to, auto, credit card, mortgage, and retail. Their clients range from auto dealerships to credit card companies, mortgage lenders, and retail businesses.

Is Central Credit Services legit or a scam?

Central Credit Services is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s critical to verify any debts they claim you owe before making any payments.

How can I remove Central Credit Services from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Central Credit Services, LLC / Radius Global Solutions Contact Information


Central Credit Services, LLC
9550 Regency Square Blvd Ste 602
Jacksonville, FL 32225

Phone number: (904) 724-1800

Should I contact or pay Central Credit Services?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Central Credit Services is to work with a credit repair professional. They help remove millions of negative items every year from companies like Central Credit Services on behalf of their clients.

Will Central Credit Services sue me or garnish my wages?

Central Credit Services, LLC, does have the legal ability to file a lawsuit for unpaid debts. If the lawsuit is successful, the court may grant them a judgment. This judgment could potentially let them garnish your wages, levy your bank accounts, or place a lien on your property, subject to the laws in your state.

However, remember that initiating a lawsuit is often a last resort for debt collectors. It involves additional time and costs, and most prefer to negotiate a settlement or payment plan directly with you.

Central Credit Services Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Central Credit Services

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for Central Credit Services to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • Central Credit Services cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • Central Credit Services must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • Central Credit Services cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Central Credit Services From Your Credit Report Today!

Credit Saint can help you dispute Central Credit Services collection accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

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