CenturyLink Collections


Is CenturyLink Collections hurting your credit score?

Schedule a free consultation to learn how to eliminate inaccurate and questionable negative information from your credit report.

CenturyLink, Inc. is a technology company based in Monroe, Louisiana. They are primarily known for providing DSL and fiber-optic internet services to customers in 36 states.

If you have an unpaid bill or outstanding balance with CenturyLink, it is possible to see them listed on your credit report as a collections account. This occurs when CenturyLink transfers the delinquent account to a collection agency for recovery.

CenturyLink collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.


100 CenturyLink Dr.
Monroe, LA 71203

Phone number: (318) 388-9000

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with CenturyLink Collections is to work with a credit repair professional. They help remove millions of negative items every year from companies like CenturyLink on behalf of their clients.

CenturyLink or their collection agency has the legal right to sue you if you fail to pay your outstanding debt. If they obtain a judgment in their favor, they may potentially have the ability to garnish your wages or levy your bank account, depending on the laws in your specific state.

However, it’s important to note that legal action is usually considered a last resort. Most companies, including CenturyLink, prefer to work out a payment plan or negotiate a resolution before pursuing legal measures.

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with CenturyLink, you should also consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for CenturyLink Collections to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • CenturyLink Collections cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • CenturyLink Collections must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • CenturyLink Collections cannot threaten to have you arrested or imprisoned for unpaid debts.

Credit Saint can help you dispute CenturyLink collections accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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