CenturyLink Collections

Who is CenturyLink?

CenturyLink, Inc. is a technology company based in Monroe, Louisiana. They are primarily known for providing DSL and fiber-optic internet services to customers in 36 states.

If you have an unpaid bill or outstanding balance with CenturyLink, it is possible to see them listed on your credit report as a collections account. This occurs when CenturyLink transfers the delinquent account to a collection agency for recovery.

How can I remove CenturyLink Collections from my credit report?

CenturyLink collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

CenturyLink Contact Information

Address:

CenturyLink
100 CenturyLink Dr.
Monroe, LA 71203

Phone number: (318) 388-9000

Should I contact or pay CenturyLink Collections?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with CenturyLink Collections is to work with a credit repair professional. They help remove millions of negative items every year from companies like CenturyLink on behalf of their clients.

Will CenturyLink Collections sue me or garnish my wages?

CenturyLink or their collection agency has the legal right to sue you if you fail to pay your outstanding debt. If they obtain a judgment in their favor, they may potentially have the ability to garnish your wages or levy your bank account, depending on the laws in your specific state.

However, it’s important to note that legal action is usually considered a last resort. Most companies, including CenturyLink, prefer to work out a payment plan or negotiate a resolution before pursuing legal measures.

CenturyLink Collections Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with CenturyLink, you should also consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with CenturyLink Collections

Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

• It is a violation of federal law for CenturyLink Collections to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
• CenturyLink Collections may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
• CenturyLink Collections must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
• CenturyLink Collections cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove CenturyLink Collection From Your Credit Report Today!

Credit Saint can assist you in disputing CenturyLink collections accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.