Collection Consultants of California

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Is Collection Consultants of California hurting your credit score?

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Who is Collection Consultants of California?

Collection Consultants of California (CCOC) is a debt collection agency based in Glendale, California. They work on behalf of creditors to collect unpaid debts.

If CCOC appears on your credit report, it usually signifies an outstanding debt that they are trying to collect.

Who does Collection Consultants of California collect for?

Collection Consultants of California serves a wide range of industries, indicating that they might be attempting to collect on many types of debts. These industries include healthcare, insurance, judgment recovery, memorial care financing, municipal services, tuition, and utilities.

Is Collection Consultants of California legit or a scam?

Collection Consultants of California is a legitimate company. They are legally authorized to collect debts on behalf of their clients. That being said, it is always important to verify any debts that they claim you owe.

How can I remove Collection Consultants of California from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years, regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Collection Consultants of California (CCOC) Contact Information

Address:

Collection Consultants of California
6100 San Fernando Rd Suite 211
Glendale, CA 91201

Phone number: (818) 551-5600

Should I contact or pay Collection Consultants of California?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with Collection Consultants of California is to work with a credit repair professional. They help remove millions of negative items every year from companies like Collection Consultants of California on behalf of their clients.

Will Collection Consultants of California sue me or garnish my wages?

Collection Consultants of California (CCOC) has the legal right to sue you for an unpaid debt. If they win the lawsuit, they might be granted a judgment by the court that allows them to garnish your wages or levy your bank account, depending on the laws of your state.

However, it’s important to remember that lawsuits are generally considered a last resort in the debt collection process due to their cost and time-consuming nature.

Collection Consultants of California Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by a debt collector.

Your Rights When Dealing with Collection Consultants of California

Collection agencies must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Collection Consultants of California to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Collection Consultants of California may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • They must be honest about who they are and what they are attempting to do. They must notify you that they are a collection agency both orally and in writing.
  • A debt collector cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Collection Consultants of California From Your Credit Report Today!

Credit Saint can assist you in disputing Collection Consultants of California collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

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