Collection Service Center

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Who is Collection Service Center?

Collection Service Center, Inc. is a debt collection agency that operates out of New Kensington, Pennsylvania. Their primary role involves managing and collecting overdue debts for various creditors.

If Collection Service Center appears on your credit report, it’s likely due to an unpaid debt they’ve been authorized to collect.

Who does Collection Service Center collect for?

Collection Service Center specializes in recovering past due debts on behalf of original creditors. They focus on recovering past due debts from sectors that could include healthcare providers, utilities companies, credit card companies, and more.

Is Collection Service Center legit or a scam?

Collection Service Center is a legitimate company. However, as part of their collection efforts, they might make frequent phone calls, send texts, or emails, which some individuals might perceive as excessive or disruptive.

How can I remove Collection Service Center from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Collection Service Center, Inc. Contact Information

Address:

Collection Service Center, Inc.
839 5th Avenue
New Kensington, PA 15068

Phone number: (800) 860-4597

Should I contact or pay Collection Service Center?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with Collection Service Center is to work with a credit repair professional. They help remove millions of negative items every year from companies like Collection Service Center on behalf of their clients.

Will Collection Service Center sue me or garnish my wages?

As a collection agency, Collection Service Center has the ability to sue you for unpaid debts. If they win the lawsuit, they might garnish your wages or levy your bank account. However, this is often a last resort, usually pursued after multiple failed attempts to collect the debt.

Before garnishing your wages, they need to file a lawsuit, win the case, and get a court order. Laws about wage garnishment differ by state, so the specifics in your case depend on local laws and your debt. It’s advisable to seek legal advice if you face a potential lawsuit. Ignoring legal notices from debt collectors can lead to a court judgment against you.

Collection Service Center Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Collection Service Center

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for a debt collector to report inaccurate or incomplete information about you to the credit bureaus.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Collection Service Center may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Collection Service Center must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Collection Service Center cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Collection Service Center From Your Credit Report Today!

Credit Saint can assist you in disputing Collection Service Center collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

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