Continental Collection Agency

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Is Continental Collection Agency hurting your credit score?

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Who is Continental Collection Agency?

Continental Collection Agency is a debt collection agency based in Denver, Colorado. Their primary function is to recover unpaid debts on behalf of their clients.

If you see Continental Collection Agency listed on your credit report, it means that a debt you owe has been transferred to them for collection. This typically occurs when a bill has not been paid.

Who does Continental Collection Agency collect for?

Continental Collection Agency specializes in collecting claims on behalf of landlords. They handle debts that arise from tenancy arrangements, such as unpaid rent or damage to rental properties beyond normal wear and tear. Their clients may include individual landlords, property management companies, or real estate agencies.

Is Continental Collection Agency legit or a scam?

Continental Collection Agency is a legitimate company that operates within the legal framework to recover debts. Their practices can, however, be persistent, and may involve regular phone calls, texts, or emails in attempts to collect the debt.

How can I remove Continental Collection Agency from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years, regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Continental Collection Agency Contact Information

Address:

Continental Collection Agency
1720 S Bellaire St Suite 801
Denver, CO 80222

Mailing address:

Continental Collection Agency
P.O. Box 24022
Denver, CO 80224

Phone number: (303) 691-9570 or (888) 293-9570

Should I contact or pay Continental Collection Agency?

Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with Continental Collection Agency is to work with a credit repair professional. They help remove millions of negative items every year from companies like Continental Collection Agency on behalf of their clients.

Will Continental Collection Agency sue me or garnish my wages?

Continental Collection Agency, like other debt collection agencies, has the legal authority to sue for unpaid debts. If they win the lawsuit, they could potentially obtain a court order to garnish your wages or levy your bank account. However, the decision to pursue a lawsuit depends on many factors, such as the size of the debt, your ability to pay, and the cost of litigation.

Continental Collection Agency Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Continental Collection Agency

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Continental Collection Agency to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Continental Collection Agency may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Continental Collection Agency must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Continental Collection Agency cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Continental Collection Agency From Your Credit Report Today!

Credit Saint can assist you in disputing Continental Collection Agency accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

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