Covington Credit

Is Covington Credit hurting your credit score?

Lexington Law has helped millions of customers remove collections and other negative items from their credit reports. Let them help you too!

Who is Covington Credit?

Covington Credit is a provider of installment loans in Alabama, Georgia, Oklahoma, South Carolina, Tennessee, and Texas. They are a subsidiary of Southern Management Corporation (SMC) headquartered in Greenville, South Carolina.

You may see Covington Credit listed on your credit report as a collections account. This can happen if you forgot to pay a bill and your account was sent to a debt collector.

Covington Credit Collection Accounts

Covington Credit collections can hurt your credit score and remain on your credit report for up to 7 years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to have it removed before 7 years and you may not even have to pay it.

(Debt collectors prefer that we didn’t tell you this, but it’s something you should know.)

Lexington Law is a credit repair company that helps people fix their credit. You may not even have to pay any of the debts on your credit report.

In addition to collections, Lexington Law will help you challenge (and possibly remove) other inaccurate information from your credit report. These items include inquiries, late payments, charge offs, foreclosures, repossessions, judgments, tax liens, and bankruptcies.

Call Lexington Law now to learn more: (800) 220-0084

Covington Credit Contact Information

Address:

2101 Main St Ste D
Columbia, SC 29201

Mailing address:

P.O. Box 1947
Greenville, SC 29602

Website: https://www.mymoneytogo.com/

Phone number: (866) 413-1836

Should I contact or pay Covington Credit?

Nothing good can come from contacting a collection agency like Covington Credit. And making payments on the debt will reset the clock. Not only will it not help your credit, but it could actually make it worse.

The best way to go about dealing with Covington Credit is to contact a professional credit repair service. They have deleted millions of negative items from companies like Covington Credit for millions of clients nationwide.

And they can help you too.

Will Covington Credit sue me?

It’s possible, but if you work with a law firm like Lexington Law, you have nothing to worry about. They will help you dispute the debt and possibly get it removed from your credit report. It’s also quite possible that you will never hear from or have to deal with Covington Credit again.

Call Lexington Law to learn how they can help you avoid lawsuits and remove negative items from your credit report that will significantly improve your credit scores.

Covington Credit Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with a debt collector, you should also consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). Lexington Law knows that you have rights and Covington Credit does too.

Can Covington Credit collection accounts be removed from my credit report?

Lexington Law specializes in disputing Covington Credit accounts. They have over 28 years of experience and have removed over 10 million negative items for their clients in 2018 alone.

Get Your Collections Removed Today!

If you’re looking for a reputable company to help you with collection accounts and repair your credit, we HIGHLY recommend Lexington Law.

Call them at (800) 220-0084 for a free credit consultation. They have helped plenty of people in your situation and have paralegals standing by waiting to take your call.