Credit Bureau of Bessemer

Who is Credit Bureau of Bessemer?

Credit Bureau of Bessemer, Inc. (CBBI) is a debt collection agency based in Bessemer, Alabama. The company specializes in managing and collecting unpaid debts from individuals on behalf of a range of businesses and service providers.

If you see CBBI appearing on your credit report as a collections account, it’s typically an indicator that there is an unpaid debt they are attempting to collect.

Who does Credit Bureau of Bessemer collect for?

Credit Bureau of Bessemer collects for a variety of sectors, including dental and medical practices, financial services, rental properties, retail businesses, and utility companies. They handle unpaid bills, invoices, rents, and credit accounts for these clients.

Is Credit Bureau of Bessemer legit or a scam?

Credit Bureau of Bessemer, Inc. is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Credit Bureau of Bessemer from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years, regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Credit Bureau of Bessemer, Inc. Contact Information

Address:

Credit Bureau of Bessemer
1920 3rd Ave N
Bessemer, AL 35020

Phone number: (205) 428-3231

Should I contact or pay Credit Bureau of Bessemer, Inc.?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with Credit Bureau of Bessemer is to work with a credit repair professional. They help remove millions of negative items every year from companies like Credit Bureau of Bessemer, Inc. on behalf of their clients.

Will Credit Bureau of Bessemer, Inc. sue me or garnish my wages?

Credit Bureau of Bessemer, Inc. has the legal right to sue for unpaid debts. If they are successful in their lawsuit and a court judgement is issued in their favor, they might be permitted to garnish your wages or take other legal action to recover the debt, depending on the laws of your state.

However, it’s worth noting that wage garnishment and lawsuits are often last resorts for debt collectors and they typically prefer to resolve the debt by working out payment arrangements with you.

Credit Bureau of Bessemer, Inc. Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Credit Bureau of Bessemer, Inc.

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

• It is a violation of federal law for Credit Bureau of Bessemer, Inc. to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
• Credit Bureau of Bessemer may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
• Credit Bureau of Bessemer must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
• Credit Bureau of Bessemer cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Credit Bureau of Bessemer From Your Credit Report Today!

Credit Saint can assist you in disputing Credit Bureau of Bessemer collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.