Credit Bureau of the South


Is Credit Bureau of the South hurting your credit score?

Schedule a free credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is Credit Bureau of the South?

Credit Bureau of the South is a debt collection agency headquartered in Shreveport, Louisiana. They provide services that assist creditors in recouping unpaid debts.

If you notice the Credit Bureau of the South on your credit report, it indicates that you have a debt that has been assigned or sold to them for collection. The appearance of such a collection agency on your report typically occurs when an owed bill has remained unpaid for a certain period.

Who does Credit Bureau of the South collect for?

Credit Bureau of the South works with a variety of creditors, ranging from healthcare providers, utilities, financial institutions to retailers, and other businesses offering credit services.

Is Credit Bureau of the South legit or a scam?

Credit Bureau of the South is a legitimate company. However, the agency may employ aggressive tactics to collect debts, such as frequent calls, emails, or texts.

How can I remove Credit Bureau of the South from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Credit Bureau of the South, Inc. Contact Information


Credit Bureau of the South
600 Common St.
Shreveport, LA 71101

Phone number: (800) 259-3695 or (318) 221-3695

Should I contact or pay Credit Bureau of the South?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with Credit Bureau of the South is to work with a credit repair professional. They help remove millions of negative items every year from companies like Credit Bureau of the South on behalf of their clients.

Will Credit Bureau of the South sue me or garnish my wages?

Credit Bureau of the South is legally entitled to sue for unpaid debts. If they win a judgment against you in court, they could potentially garnish your wages depending on the laws in your state. However, suing is typically a last resort for most collection agencies, as the process is often costly and time-consuming.

Before it gets to this point, they will likely try to contact you multiple times to seek payment. If you’re dealing with a debt from Credit Bureau of the South, it’s generally a good idea to try to negotiate a payment plan or settlement that works for you. Always ensure any agreement is documented.

Credit Bureau of the South, Inc. Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Credit Bureau of the South

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Credit Bureau of the South to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Credit Bureau of the South may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Credit Bureau of the South must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Credit Bureau of the South cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Credit Bureau of the South From Your Credit Report Today!

Credit Saint can assist you in disputing Credit Bureau of the South collections. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.