Credit Bureau of the South


Is Credit Bureau of the South hurting your credit score?

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Who is Credit Bureau of the South?

Credit Bureau of the South is a debt collection agency headquartered in Shreveport, Louisiana. They provide services that assist creditors in recouping unpaid debts.

If you notice the Credit Bureau of the South on your credit report, it indicates that you have a debt that has been assigned or sold to them for collection. The appearance of such a collection agency on your report typically occurs when an owed bill has remained unpaid for a certain period.

Who does Credit Bureau of the South collect for?

Credit Bureau of the South works with a variety of creditors, ranging from healthcare providers, utilities, financial institutions to retailers, and other businesses offering credit services.

Is Credit Bureau of the South legit or a scam?

Credit Bureau of the South is a legitimate company. However, the agency may employ aggressive tactics to collect debts, such as frequent calls, emails, or texts.

How can I remove Credit Bureau of the South from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Credit Bureau of the South, Inc. Contact Information


Credit Bureau of the South
600 Common St.
Shreveport, LA 71101

Phone number: (800) 259-3695 or (318) 221-3695

Should I contact or pay Credit Bureau of the South?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Credit Bureau of the South is to work with a credit repair professional. They help remove millions of negative items every year from companies like Credit Bureau of the South on behalf of their clients.

Will Credit Bureau of the South sue me or garnish my wages?

Credit Bureau of the South is legally entitled to sue for unpaid debts. If they win a judgment against you in court, they could potentially garnish your wages depending on the laws in your state. However, suing is typically a last resort for most collection agencies, as the process is often costly and time-consuming.

Before it gets to this point, they will likely try to contact you multiple times to seek payment. If you’re dealing with a debt from Credit Bureau of the South, it’s generally a good idea to try to negotiate a payment plan or settlement that works for you. Always ensure any agreement is documented.

Credit Bureau of the South, Inc. Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Credit Bureau of the South

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for Credit Bureau of the South to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • Credit Bureau of the South cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • Credit Bureau of the South must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • Credit Bureau of the South cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Credit Bureau of the South From Your Credit Report Today!

Credit Saint can help you dispute Credit Bureau of the South collections. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

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