Credit Collection Partners (CCP)


Is Credit Collection Partners (CCP) hurting your credit score?

Schedule a free credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is Credit Collection Partners?

Credit Collection Partners (CCP) is a debt collection agency based in Taylorville, Illinois. Unlike many collection agencies, CCP does not report collection accounts to the credit bureaus.

Generally, if you forget to pay a bill and your account is sent to a debt collector, the collection agency reports this to the credit bureaus, which can negatively impact your credit score. However, CCP has a different approach, which can offer some relief to debtors concerned about their credit scores.

Who does Credit Collection Partners collect for?

Credit Collection Partners specializes in collecting fines on behalf of government entities. This could range from unpaid parking tickets, court fines, to library fees or any other type of debt owed to a government agency.

Is Credit Collection Partners legit or a scam?

Credit Collection Partners is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Credit Collection Partners from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Credit Collection Partners (CCP) Contact Information


Credit Collection Partners
905 W Spresser St.
Taylorville, IL 62568

Phone number: (217) 284-4400

Should I contact or pay Credit Collection Partners?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with this is to work with a credit repair professional. They help remove millions of negative items every year from companies like Credit Collection Partners on behalf of their clients.

Will Credit Collection Partners sue me or garnish my wages?

Credit Collection Partners does have the legal right to sue you in court for an unpaid debt. If they win the lawsuit and receive a judgment from the court, they could be legally entitled to garnish your wages or take other action to collect the debt, depending on the specific laws in your state.

However, it’s important to note that these legal actions are often seen as a last resort, and many collection agencies prefer to establish a payment plan or negotiate a settlement rather than go to court.

Credit Collection Partners, Inc. Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

Credit Collection Partners has 4.8 stars out of 5 on BBB. CCP is also the first collection agency to ever win the BBB TORCH award for ethics in the STL region.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Credit Collection Partners

Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a collection agency from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Credit Collection Partners to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Credit Collection Partners may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Credit Collection Partners must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Credit Collection Partners cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Credit Collection Partners (CCP) From Your Credit Report Today!

Credit Saint can assist you in disputing Credit Collection Partners collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

Ready to Repair Your Credit?

Learn how to get help disputing errors on your credit report that could be hurting your credit score.

Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.