Credit Control Corporation

Updated

Is Credit Control Corporation hurting your credit score?

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Who is Credit Control Corporation?

Credit Control Corporation (CCC) is a debt collection agency that operates out of Newport News, Virginia. They are responsible for managing and collecting unpaid debts from individuals on behalf of a variety of businesses and service providers.

If you find Credit Control listed on your credit report as a collections account, this typically means that you have an unpaid bill that has been sent to this agency for collection.

Who does Credit Control Corporation collect for?

Credit Control Corporation provides debt collection services with a focus on three main sectors: healthcare, utilities, and commercial collections. Within the healthcare sector, they may be handling unpaid medical bills from hospitals, clinics, or other healthcare providers.

When it comes to utility collections, this could involve unpaid bills from electric, gas, or water companies. Commercial collections typically involve business-to-business debts, such as unpaid invoices or breached contracts.

Is Credit Control Corporation legit or a scam?

Credit Control Corporation is a debt collection company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Credit Control Corporation from my credit report?

Credit Control Corp collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Credit Control Corporation Contact Information

Address:

Credit Control Corporation
11821 Rock Landing Dr.
Newport News, VA 23606

Mailing address:

Credit Control Corporation
PO Box 120570
Newport News, VA 23612-0570

Phone number: (757) 873-3332 or (877)-277-6336 (medical accounts) or (877)-570-0050 (cable accounts)

Should I contact or pay Credit Control Corporation?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with Credit Control Corp is to work with a credit repair professional. They help remove millions of negative items every year from companies like Credit Control Corp on behalf of their clients.

Will Credit Control Corporation sue me or garnish my wages?

Credit Control Corporation, like many other debt collection agencies, does have the legal right to sue you in court for the unpaid debt. If they are successful in their lawsuit and a court judgment is issued in their favor, they might be permitted to garnish your wages or take other legal actions to recover the debt, depending on the laws of your state.

However, remember that wage garnishment and lawsuits are often considered last resorts for debt collectors. They generally prefer to resolve the debt through payment arrangements or settlements.

Credit Control Corporation Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Credit Control Corporation

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Credit Control Corporation to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Credit Control Corporation may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Credit Control Corporation must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Credit Control Corporation cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Credit Control Corporation From Your Credit Report Today!

Credit Saint can assist you in disputing Credit Control Corporation accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

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