Credit Service Company


Is Credit Service Company hurting your credit score?

Schedule a free credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is Credit Service Company, Inc.?

Credit Service Company, Inc. (CSC) is a professional debt collection agency founded in 1946, headquartered in Colorado Springs, Colorado. They offer services including first and third-party collections, pre-collection services, and consultation.

You may find CSC listed on your credit report if you have an unpaid debt that has been transferred to them for collection.

Who does Credit Service Company collect for?

Credit Service Company provides comprehensive collections services to a wide variety of industries. They work with commercial enterprises, which could range from small businesses to large corporations. They also collect for educational systems, which could include unpaid tuition or other education-related fees.

Additionally, they work with financial institutions, like banks or credit unions, which could involve unpaid loans or credit card debts. They collect for government entities and municipalities for unpaid fines or fees.

In the healthcare sector, they handle medical debts from hospitals or other healthcare providers. They also deal with utility companies, collecting unpaid utility bills, and veterinary practices for unpaid pet care bills.

Is Credit Service Company legit or a scam?

While Credit Service Company is a legitimate entity, some individuals may find their communication methods to be intrusive or excessive. Like many debt collection agencies, CSC may engage in frequent calls, text messages, or emails in an effort to reach out to debtors and collect unpaid debts. These communications can sometimes be perceived as spam or harassment.

How can I remove Credit Service Company from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collection accounts, they will help you challenge (and possibly remove) other inaccurate information from your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Credit Service Company, Inc. (CSC) Contact Information


Credit Service Company, Inc.
2150 Lelaray St.
Colorado Springs, CO 80909

Phone number: (719) 634-3766 or (800) 467-3766

Should I contact or pay Credit Service Company?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with a collection agency is to work with a credit repair professional. They help remove millions of negative items every year from companies like Credit Service Company on behalf of their clients.

Will Credit Service Company sue me or garnish my wages?

Credit Service Company, Inc. is entitled to sue you for an unpaid debt. If the company decides to go this route and wins the case, it may be granted a judgment that can result in wage garnishment, a lien on your property, or a levy on your bank account. However, suing is often a last resort, as it requires time and resources.

Credit Service Company, Inc. Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Credit Service Company, Inc.

Credit Service Company must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Credit Service Company to report inaccurate or incomplete information about you to the credit bureaus.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Credit Service Company may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Credit Service Company must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Credit Service Company cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Credit Service Company From Your Credit Report Today!

Credit Saint can assist you in disputing Credit Service Company accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

Ready to Repair Your Credit?

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.