Who is Delta Outsource Group, Inc.?
Delta Outsource Group, Inc. is a professional debt collection agency based in O’Fallon, Missouri. They have experience in handling debt recovery across various industries. Recently, Delta Outsource Group, Inc. was acquired by a company called InDebted and now operates under the new name.
If Delta Outsource Group, Inc. or InDebted is listed on your credit report, it generally indicates that they are attempting to collect a debt that you owe.
Who does Delta Outsource Group collect for?
Delta Outsource Group is involved in debt recovery for numerous businesses across various sectors. They can manage collections for financial institutions, healthcare providers, utility companies, telecommunications businesses, and more.
Is Delta Outsource Group legit or a scam?
Delta Outsource Group is a legitimate company. They are authorized to collect debts on behalf of their clients. However, if you’re contacted by them regarding a debt, it’s essential to verify the details of the debt before agreeing to any payments.
How can I remove Delta Outsource Group from my credit report?
Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
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Some clients have raised their credit scores
by 100 points* or more.
Lexington Law is a professional credit repair law firm that works with people who want to fix their credit.
In addition to collections, they can work with you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
Get started on the path to better credit today: Fill out the form for a free credit consultation.
Delta Outsource Group, Inc. Contact Information
Address:
Delta Outsource Group, Inc.
62 N Central Dr.
O’Fallon, MO 63366
Mailing address:
Delta Outsource Group, Inc.
P.O. Box 1210
O’Fallon, MO 63366
Phone number: (800) 364-1895
Should I contact or pay Delta Outsource Group, Inc.?
It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with Delta Outsource Group is to work with a credit repair professional. They help remove millions of negative items every year from companies like Delta Outsource Group on behalf of their clients.
Will Delta Outsource Group sue me or garnish my wages?
Delta Outsource Group has the legal right to pursue a lawsuit for the recovery of outstanding debts. If they win the lawsuit, and a judgment is issued against you, they may be able to garnish your wages or levy your bank accounts, depending on your state’s laws.
However, taking legal action is typically not the first step for most collection agencies. Filing a lawsuit is a costly and time-consuming process, so many agencies prefer to negotiate a payment plan before resorting to legal action.
Delta Outsource Group, Inc. Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Delta Outsource Group, Inc.
Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for Delta Outsource Group, Inc. to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- Delta Outsource Group may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- Delta Outsource Group must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- Delta Outsource Group cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove Delta Outsource Group From Your Credit Report Today!
Lexington Law Firm can assist you in disputing Delta Outsource Group accounts. With more than 18 years of experience, they achieved over 6 million removals for their clients in 2021 alone.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
They have helped many people in your situation. Fill out the form on their website for a free credit consultation to see what they can do for you.
Ready to Repair Your Credit?
Some clients have raised their credit scores
by 100 points* or more.
