Who is Deville Asset Management?
Deville Asset Management, LTD is a debt collection agency located in North Richland Hills, Texas.
If you see Deville Asset Management listed on your credit report, it typically means they have taken over a debt you owed to another company and are now responsible for its collection.
Who does Deville Asset Management collect for?
As a junk debt buyer, Deville Asset Management purchases portfolios of old debt from various types of organizations. This could include banks, car finance companies, telecommunications firms (cell phone companies), credit card issuers, healthcare providers (doctors and hospitals), and other lenders or service providers.
They buy these debts for a fraction of their original value and then attempt to collect the full amount, or a negotiated amount, from the debtor.
Is Deville Asset Management legit or a scam?
Deville Asset Management is a legitimate company and not a scam. However, like many debt collection companies, they may use persistent tactics to try to collect debts, which can include frequent phone calls, texts, or emails.
How can I remove Deville Asset Management from my credit report?
Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
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Some clients have raised their credit scores
by 100 points* or more.
Lexington Law is a professional credit repair law firm that works with people who want to fix their credit.
In addition to collections, they can work with you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
Get started on the path to better credit today: Fill out the form for a free credit consultation.
Deville Asset Management, LTD Contact Information
Address:
Deville Asset Management, LTD
9151 Boulevard 26
North Richland Hills, TX 76180
Phone number: (888) 205-1831
Should I contact or pay Deville Asset Management?
It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with Deville Asset Management is to work with a credit repair professional. They help remove millions of negative items every year from companies like Deville Asset Management on behalf of their clients.
Will Deville Asset Management sue me or garnish my wages?
Deville Asset Management is legally entitled to pursue the repayment of debts it owns. In some cases, this might involve legal action, including filing a lawsuit against you for non-payment of the debt.
If the lawsuit is successful, the court may issue a judgment against you, which could potentially lead to wage garnishment, a bank levy, or a lien against your property. However, these are extreme measures that are typically used as last resorts and are subject to various state and federal laws.
Deville Asset Management, LTD Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Deville Asset Management, LTD
Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for Deville Asset Management to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- Deville Asset Management may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- Deville Asset Management must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- Deville Asset Management cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove Deville Asset Management From Your Credit Report Today!
Lexington Law can assist you in disputing Deville Asset Management accounts. With more than 18 years of experience, they achieved over 6 million removals for their clients in 2021 alone.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
They have helped many people in your situation. Fill out the form on their website for a free credit consultation to see what they can do for you.
Ready to Repair Your Credit?
Some clients have raised their credit scores
by 100 points* or more.
