Diversified Consultants

Is Diversified Consultants hurting your credit score?

Schedule a complimentary credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is Diversified Consultants?

Diversified Consultants, Inc. (DCI) is a debt collection agency based in Jacksonville, Florida. Their primary role is to manage the recovery of overdue debts on behalf of various businesses.

If you notice Diversified Consultants listed on your credit report, it usually implies that you have an outstanding debt that has been transferred to them for collection. This typically happens when a payment or bill has not been settled in due time, causing the original creditor to transfer or sell the debt to DCI to handle the collection process.

Diversified Consultants may appear on your credit report as any of the following entries:

  • dci collections
  • dci collections jacksonville fl
  • dcicollect
  • diversified credit

Who does Diversified Consultants collect for?

Diversified Consultants specializes in collecting debts for businesses in the telecom and cable industries. This includes large corporations such as Comcast, DirecTV, Sprint, T-Mobile, Verizon.

Is Diversified Consultants legit or a scam?

Diversified Consultants is a legitimate debt collection company. However, they are known to be persistent in their communication attempts, including phone calls, texts, and emails, to reach debtors about their outstanding debts.

How can I remove Diversified Consultants from my credit report?

Diversified Consultants collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Some clients have raised their credit scores
by 100 points* or more.

[*] Results are not typical or guaranteed.

Lexington Law is a professional credit repair law firm that works with people who want to fix their credit.

In addition to collections, they can work with you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Diversified Consultants Contact Information


Diversified Consultants (Headquarters)
10550 Deerwood Park Blvd #309
Jacksonville, FL 32256

Diversified Consultants (Cable Satellite Division)
10550 Deerwood Park Blvd. #500
Jacksonville, FL 32256

Diversified Consultants (Portland Branch)
7575 SW Mohawk St.
Tualatin, OR 97062

Diversified Consultants (Louisville Branch)
5120 Interchange Way
Louisville, KY 40229

Phone number: (800) 771-5361 or (904) 247-5500

Should I contact or pay Diversified Consultants?

It’s best to avoid speaking to a debt collector on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with Diversified Consultants is to work with a credit repair professional. They help remove millions of negative items every year from companies like DCI Collections on behalf of their clients.

Will Diversified Consultants sue me or garnish my wages?

Diversified Consultants has the legal right to sue you in court to recover the debt you owe. If they win the lawsuit and a judgment is issued against you, they may potentially have the ability to garnish your wages or bank accounts, or place a lien on your property. This will depend on the laws in your specific state.

However, it’s important to note that this is generally seen as a last resort. Litigation can be a costly and time-consuming process for the collection agency, and most prefer to work out a payment plan or settle the debt for a lesser amount rather than going through the court process.

Diversified Consultants Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Diversified Consultants, Inc.

Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a collection agency from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Diversified Consultants to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Diversified Consultants may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Diversified Consultants must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Diversified Consultants cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Diversified Consultants From Your Credit Report Today!

Lexington Law can assist you in disputing Diversified Consultants collection accounts. With more than 18 years of experience, they achieved over 6 million removals for their clients in 2021 alone.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website for a free credit consultation to see what they can do for you.

Ready to Repair Your Credit?

Some clients have raised their credit scores
by 100 points* or more.

[*] Results are not typical or guaranteed.