EGS Financial Care


Is EGS Financial Care hurting your credit score?

Schedule a free consultation to learn how to eliminate inaccurate and questionable negative information from your credit report.

Who is EGS Financial Care?

EGS Financial Care, Inc., formerly known as NCO Financial, is a debt collection agency located in Horsham, PA. Their parent company is Transworld Systems, Inc.

If you have unpaid bills, EGS Financial Care may appear on your credit report as a collections account. This is an indication that they have been assigned or have purchased your debt from the original creditor and are now responsible for its collection.

Who does EGS Financial Care collect for?

EGS Financial Care offers debt collection services to companies across a broad range of sectors. This includes finance, healthcare, retail, technology, telecommunication, transportation and logistics, travel and hospitality, and utilities.

Is EGS Financial Care legit or a scam?

EGS Financial Care is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove EGS Financial Care from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

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Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

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EGS Financial Care, Inc. Contact Information


EGS Financial Care, Inc.
507 Prudential Road
Horsham, PA 19044

Phone number: (877) 217-4423

Should I contact or pay EGS Financial Care, Inc.?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with EGS Financial Care is to work with a credit repair professional. They help remove millions of negative items every year from companies like EGS Financial Care, Inc. on behalf of their clients.

Will EGS Financial Care, Inc. sue me or garnish my wages?

EGS Financial Care, Inc. has the ability to initiate legal proceedings to recover unpaid debts. If a lawsuit is pursued and they secure a judgement in their favor, it could potentially result in wage garnishment as a method to collect the debt. It’s important to keep in mind that such actions are typically a last resort in the collection process.

EGS Financial Care, Inc. Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with EGS Financial Care, Inc.

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for EGS Financial Care to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • EGS Financial Care cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • EGS Financial Care must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • EGS Financial Care cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove EGS Collections From Your Credit Report Today!

Credit Saint can help you dispute EGS collection accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.