EGS Financial Care


Is EGS Financial Care hurting your credit score?

Schedule a free credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is EGS Financial Care?

EGS Financial Care, Inc., formerly known as NCO Financial, is a debt collection agency located in Horsham, PA. Their parent company is Transworld Systems, Inc.

If you have unpaid bills, EGS Financial Care may appear on your credit report as a collections account. This is an indication that they have been assigned or have purchased your debt from the original creditor and are now responsible for its collection.

Who does EGS Financial Care collect for?

EGS Financial Care offers debt collection services to companies across a broad range of sectors. This includes finance, healthcare, retail, technology, telecommunication, transportation and logistics, travel and hospitality, and utilities.

Is EGS Financial Care legit or a scam?

EGS Financial Care is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove EGS Financial Care from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

EGS Financial Care, Inc. Contact Information


EGS Financial Care, Inc.
507 Prudential Road
Horsham, PA 19044

Phone number: (877) 217-4423

Should I contact or pay EGS Financial Care, Inc.?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with EGS Financial Care is to work with a credit repair professional. They help remove millions of negative items every year from companies like EGS Financial Care, Inc. on behalf of their clients.

Will EGS Financial Care, Inc. sue me or garnish my wages?

EGS Financial Care, Inc. has the ability to initiate legal proceedings to recover unpaid debts. If a lawsuit is pursued and they secure a judgement in their favor, it could potentially result in wage garnishment as a method to collect the debt. It’s important to keep in mind that such actions are typically a last resort in the collection process.

EGS Financial Care, Inc. Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with EGS Financial Care, Inc.

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for EGS Financial Care to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • EGS Financial Care may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • EGS Financial Care must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • EGS Financial Care cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove EGS Collections From Your Credit Report Today!

Credit Saint can assist you in disputing EGS collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.