Federal Adjustment Bureau


Is Federal Adjustment Bureau hurting your credit score?

Schedule a free consultation to learn how to eliminate inaccurate and questionable negative information from your credit report.

Who is Federal Adjustment Bureau?

Federal Adjustment Bureau, Inc. (FABCO) is a debt collection agency based in Columbus, Ohio. Their role involves contacting individuals who have outstanding debts and facilitating the repayment of those debts.

If you have overdue payments, FABCO might contact you regarding these, and they may be listed on your credit report as a collections account.

Who does Federal Adjustment Bureau collect for?

FABCO primarily focuses its collection efforts on rental collections, assisting landlords and property management companies in recovering unpaid rents or associated fees. Additionally, they offer tenant screening services, helping landlords evaluate potential renters’ creditworthiness and rental history.

Is Federal Adjustment Bureau legit or a scam?

Federal Adjustment Bureau, Inc. is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Federal Adjustment Bureau from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Federal Adjustment Bureau, Inc. (FABCO) Contact Information


Federal Adjustment Bureau, Inc.
4640 Executive Dr.
Columbus, OH 43220-3602

Mailing address:

P.O. Box 20850
Columbus, OH 43220

Phone number: (800) 669-5010 or (614) 538-5600

Should I contact or pay Federal Adjustment Bureau?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Federal Adjustment Bureau is to work with a credit repair professional. They help remove millions of negative items every year from companies like Federal Adjustment Bureau on behalf of their clients.

Will Federal Adjustment Bureau sue me or garnish my wages?

Federal Adjustment Bureau, Inc. has the legal right to sue you for an unpaid debt. If they obtain a judgment against you in court, they might be able to garnish your wages or bank account, or put a lien on your property.

However, the decision to sue depends on various factors, including the size of the debt and the likelihood of successful collection. Not all collection agencies or creditors choose to sue over every unpaid debt.

Federal Adjustment Bureau, Inc. Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Federal Adjustment Bureau, Inc.

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for Federal Adjustment Bureau to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • Federal Adjustment Bureau cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • Federal Adjustment Bureau must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • Federal Adjustment Bureau cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Federal Adjustment Bureau From Your Credit Report Today!

Credit Saint can help you dispute Federal Adjustment Bureau collection accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.