Federal Adjustment Bureau

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Is Federal Adjustment Bureau hurting your credit score?

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Who is Federal Adjustment Bureau?

Federal Adjustment Bureau, Inc. (FABCO) is a debt collection agency based in Columbus, Ohio. Their role involves contacting individuals who have outstanding debts and facilitating the repayment of those debts.

If you have overdue payments, FABCO might contact you regarding these, and they may be listed on your credit report as a collections account.

Who does Federal Adjustment Bureau collect for?

FABCO primarily focuses its collection efforts on rental collections, assisting landlords and property management companies in recovering unpaid rents or associated fees. Additionally, they offer tenant screening services, helping landlords evaluate potential renters’ creditworthiness and rental history.

Is Federal Adjustment Bureau legit or a scam?

Federal Adjustment Bureau, Inc. is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Federal Adjustment Bureau from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Federal Adjustment Bureau, Inc. (FABCO) Contact Information

Address:

Federal Adjustment Bureau, Inc.
4640 Executive Dr.
Columbus, OH 43220-3602

Mailing address:

FABCO
P.O. Box 20850
Columbus, OH 43220

Phone number: (800) 669-5010 or (614) 538-5600

Should I contact or pay Federal Adjustment Bureau?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with Federal Adjustment Bureau is to work with a credit repair professional. They help remove millions of negative items every year from companies like Federal Adjustment Bureau on behalf of their clients.

Will Federal Adjustment Bureau sue me or garnish my wages?

Federal Adjustment Bureau, Inc. has the legal right to sue you for an unpaid debt. If they obtain a judgment against you in court, they might be able to garnish your wages or bank account, or put a lien on your property.

However, the decision to sue depends on various factors, including the size of the debt and the likelihood of successful collection. Not all collection agencies or creditors choose to sue over every unpaid debt.

Federal Adjustment Bureau, Inc. Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Federal Adjustment Bureau, Inc.

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Federal Adjustment Bureau to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Federal Adjustment Bureau may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Federal Adjustment Bureau must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Federal Adjustment Bureau cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Federal Adjustment Bureau From Your Credit Report Today!

Credit Saint can assist you in disputing Federal Adjustment Bureau collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

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