Gold Key Credit

Is Gold Key Credit hurting your credit score?

Schedule a complimentary credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is Gold Key Credit?

Gold Key Credit, Inc. (GKC) is a debt collection agency based in Brooksville, Florida. As a debt collector, GKC attempts to recover unpaid debts that original creditors have been unable to collect.

If GKC appears on your credit report, it generally means that a debt you owe has been transferred or sold to them.

Who does Gold Key Credit collect for?

Gold Key Credit specializes in collecting consumer debts, specifically focusing on medical debt. They work on behalf of healthcare providers such as hospitals, medical practices, and other healthcare-related institutions to recover unpaid debts. It’s worth noting that GKC may also collect debts for other consumer-oriented industries.

Is Gold Key Credit legit or a scam?

Gold Key Credit is a legitimate company. However, part of their collection process may involve frequent communication attempts, such as phone calls, texts, or emails.

How can I remove Gold Key Credit from my credit report?

Gold Key Credit collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Gold Key Credit, Inc. (GKC) Contact Information


Gold Key Credit, Inc.
16070 Aviation Loop Dr.
Brooksville, FL 34604-6802

Mailing address:

Gold Key Credit, Inc.
PO Box 15670
Brooksville, FL 34604-0122

Phone number: (888) 717-9615 or (352) 848-0322

Should I contact or pay Gold Key Credit?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with Gold Key Credit is to work with a credit repair professional. They help remove millions of negative items every year from companies like Gold Key Credit on behalf of their clients.

Will Gold Key Credit sue me or garnish my wages?

Gold Key Credit, as a debt collection agency, does have the legal right to sue you for non-payment of a debt. If they win a lawsuit against you, they may potentially garnish your wages, levy your bank account, or take other actions to collect the debt, depending on the specific laws in your jurisdiction.

However, it’s important to remember that lawsuits are typically the last resort for debt collectors because they can be costly and time-consuming. Before things escalate to that level, most debt collectors like Gold Key Credit will likely prefer to negotiate a payment plan or a debt settlement.

Gold Key Credit, Inc. Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Gold Key Credit, Inc.

Gold Key Credit must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a collection agency from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Gold Key Credit to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Gold Key Credit may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Gold Key Credit must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Gold Key Credit cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Gold Key Credit From Your Credit Report Today!

Credit Saint can assist you in disputing Gold Key Credit collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

Ready to Repair Your Credit?

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