Hawkeye Adjustment Services

Who is Hawkeye Adjustment Services?

Hawkeye Adjustment Services is a debt collection agency based in Sioux City, Iowa. Their primary role involves managing and collecting overdue debts on behalf of various creditors.

If you see Hawkeye Adjustment Services listed on your credit report, it typically signifies that there is an outstanding debt that you have not paid.

Who does Hawkeye Adjustment Services collect for?

Hawkeye Adjustment Services is a specialized debt collection agency focusing on medical debt collection services. They work on behalf of healthcare providers such as hospitals, clinics, and individual practitioners to recover unpaid medical bills.

Is Hawkeye Adjustment Services legit or a scam?

Hawkeye Adjustment Services is a legitimate company. However, as part of their debt collection practices, they may make frequent calls, send texts, or emails, which some individuals may find disruptive or excessive.

How can I remove Hawkeye Adjustment Services from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Hawkeye Adjustment Services Contact Information

Address:

Hawkeye Adjustment Services
2300 Pierce St.
Sioux City, IA 51104

Phone number: (800) 879-1524 or (712) 258-7145

Should I contact or pay Hawkeye Adjustment Services?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Hawkeye Adjustment Services is to work with a credit repair professional. They help remove millions of negative items every year from companies like Hawkeye Adjustment Services on behalf of their clients.

Will Hawkeye Adjustment Services sue me or garnish my wages?

As a debt collection agency, Hawkeye Adjustment Services has the legal ability to sue you for unpaid debts. If they decide to file a lawsuit and if the court rules in their favor, they could potentially garnish your wages or levy your bank account.

However, wage garnishment is usually seen as a last resort, typically employed after several attempts to collect the debt through other means have been unsuccessful. Before Hawkeye Adjustment Services or any debt collection agency can garnish your wages, they first need to file a lawsuit, win the case, and obtain a court order allowing wage garnishment.

The laws surrounding wage garnishment vary from state to state, so the specifics of what could happen in your situation depend on local laws and the nature of your debt. If you’re facing a potential lawsuit from a debt collector, it’s typically advisable to consult with a legal professional to understand your rights and possible options.

Hawkeye Adjustment Services Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Hawkeye Adjustment Services

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

• It is a violation of federal law for Hawkeye Adjustment Services to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
• Hawkeye Adjustment Services cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
• Hawkeye Adjustment Services must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
• Hawkeye Adjustment Services cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Hawkeye Adjustment Services From Your Credit Report Today!

Credit Saint can help you dispute Hawkeye Adjustment Services collection accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.