Who is Hawkeye Adjustment Services?
Hawkeye Adjustment Services is a debt collection agency based in Sioux City, Iowa. Their primary role involves managing and collecting overdue debts on behalf of various creditors.
If you see Hawkeye Adjustment Services listed on your credit report, it typically signifies that there is an outstanding debt that you have not paid.
Who does Hawkeye Adjustment Services collect for?
Hawkeye Adjustment Services is a specialized debt collection agency focusing on medical debt collection services. They work on behalf of healthcare providers such as hospitals, clinics, and individual practitioners to recover unpaid medical bills.
Is Hawkeye Adjustment Services legit or a scam?
Hawkeye Adjustment Services is a legitimate company. However, as part of their debt collection practices, they may make frequent calls, send texts, or emails, which some individuals may find disruptive or excessive.
How can I remove Hawkeye Adjustment Services from my credit report?
Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
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by 100 points* or more.
Lexington Law is a professional credit repair law firm that works with people who want to fix their credit.
In addition to collections, they can work with you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
Get started on the path to better credit today: Fill out the form for a free credit consultation.
Hawkeye Adjustment Services Contact Information
Address:
Hawkeye Adjustment Services
2300 Pierce St.
Sioux City, IA 51104
Phone number: (800) 879-1524 or (712) 258-7145
Should I contact or pay Hawkeye Adjustment Services?
It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with Hawkeye Adjustment Services is to work with a credit repair professional. They help remove millions of negative items every year from companies like Hawkeye Adjustment Services on behalf of their clients.
Will Hawkeye Adjustment Services sue me or garnish my wages?
As a debt collection agency, Hawkeye Adjustment Services has the legal ability to sue you for unpaid debts. If they decide to file a lawsuit and if the court rules in their favor, they could potentially garnish your wages or levy your bank account.
However, wage garnishment is usually seen as a last resort, typically employed after several attempts to collect the debt through other means have been unsuccessful. Before Hawkeye Adjustment Services or any debt collection agency can garnish your wages, they first need to file a lawsuit, win the case, and obtain a court order allowing wage garnishment.
The laws surrounding wage garnishment vary from state to state, so the specifics of what could happen in your situation depend on local laws and the nature of your debt. If you’re facing a potential lawsuit from a debt collector, it’s typically advisable to consult with a legal professional to understand your rights and possible options.
Hawkeye Adjustment Services Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Hawkeye Adjustment Services
Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for Hawkeye Adjustment Services to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- Hawkeye Adjustment Services may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- Hawkeye Adjustment Services must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- Hawkeye Adjustment Services cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove Hawkeye Adjustment Services From Your Credit Report Today!
Lexington Law can assist you in disputing Hawkeye Adjustment Services collection accounts. With more than 18 years of experience, they achieved over 6 million removals for their clients in 2021 alone.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
They have helped many people in your situation. Fill out the form on their website for a free credit consultation to see what they can do for you.
Ready to Repair Your Credit?
Some clients have raised their credit scores
by 100 points* or more.
